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Could I pay more out-of-pocket costs?

It depends on the provider, the treatment and your level of cover. If you choose a non-First Choice network dental provider, you may pay more out-of-pocket costs depending on what the provider charges and the set benefit you get back. If you visit a First Choice network dental provider, you may have access to agreed rates, percentage based benefits and No Gap preventative dental^ at participating clinics.

^Dental benefits are subject to Fund Rules, waiting periods and annual/service limits. A dental check-up includes an examination/consultation (011-015), diagnostics (022, 037), scale and clean (114, 115), plaque removal (111), and fluoride treatment (121) as deemed necessary by the dentist (excludes dentures). The No Gap offer applies only to No Gap First Choice providers, cannot be combined with other offers/government schemes, and is not redeemable for cash.

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