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What is Hospital cover?

Hospital cover helps pay for in-hospital costs such as surgery, anesthesia, private rooms, and theatre fees for services included in your Hospital cover. Your out-of-pocket costs will vary according to the Hospital cover you select, the Hospital excess you choose, your health fund, the medical professionals required, and the procedure involved. 

Perhaps you’re young and healthy and considering a basic Hospital cover. Or you might be getting to a stage in your life where you’re slowing down or chronic illness / complaints are starting to appear, so you’re thinking about a more extensive level of cover. Either way, if you ever find yourself facing a stay in hospital, having Hospital cover could allow you to choose whether a private hospital is better for you and which doctor you would like. You’ll also benefit from avoiding public hospital waiting lists for planned procedures and non-emergency services when visiting a private hospital. 

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