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I’m currently under my parent’s policy, when will I need to get my own?

You may be covered under your parents’ policy up to the age of 21. 

If you’re aged between 21 and 25 years, studying full-time and not married (or in a defacto relationship) you may still be covered as a Student Dependant under your parents’ policy. 

If you’re aged between 21 and 25 years, no longer studying and not married (or in a defacto relationship) may be covered as an Adult Dependant under your parents’ policy. Additional fees may be payable.  

Once you’ve finished full-time study, turned 25 or got married (or started a defacto relationship), you will most likely need to move off your parents’ health insurance policy. If you don’t take out your own policy, you won’t be able to access to things like private hospital treatment with your choice of doctor, emergency ambulance and Extras like dental and physio (depending on what level of cover your family’s policy had included).

Remember: If you take a break and re-join health insurance later - you may need to serve waiting periods.

Call us on 13 49 60 and we can talk through your options.

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