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When does my home insurance take effect?

Your Qantas Home Insurance will take effect on the day you buy the policy, or on the day you’ve specifically chosen for your cover to begin.

It’s important to note that we will not cover any loss or damage caused by storm (including cyclone), flood, bushfire or grassfire within 72 hours of when you first purchase, unless the policy:

  • Commenced immediately after another policy covering the same risks expired, without a break in cover; or
  • Commenced on the same day you bought your home or moved to a new address.

This is designed to stop people taking out cover immediately before anticipated severe weather or fires and then making a claim.

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