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If the government issues a ‘Do no travel’ warning for my destination and I choose to go there anyway, will I be covered?

No, we do not cover any losses that arise from your planned or actual travel to, or choosing to stay in, any country or region where the Australian government has issued a ‘Level 4 – Do not travel’ advisory. 

However, if your Destination is upgraded to a ‘Level 4 – Do not travel’ advisory after the Policy Issue Date and after you booked a trip covered by this policy, but before you enter such Destination, you may be able to claim under your International Comprehensive or Annual Multi Trip policy under the following sections:

  • Section 1 – If you have to cancel or shorten your trip and/or 
  • Section 2 – If you incur additional travel expenses. 

If your Destination is upgraded to a ‘Level 4 – Do not travel’ advisory when you are in such Destination, all policy benefits will apply provided always that you try and leave that Destination as soon as reasonably possible after you become aware of the upgrade. 

Please check smartraveller.gov.au for more information. We recommend you subscribe to updates for your intended Destinations. You can also follow Smartraveller on Facebook or Twitter, or follow the social media accounts of your nearest Australian mission.

Refer to the Product Disclosure Statement for all policy terms, conditions, limits and exclusions.

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