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When is the last date I can make a pre-payment to avoid the premium increase?

Rate protection occurs when a premium is paid in advance before a PPC premium rate change. Members can pay up to 13 months in advance of the date of notification; this includes people who have a Date Joined Fun (DJF) after 1 April. For example, if a member calls to rate protect and is already paid to 1 December, they can only pay 13 months in advance from today’s date, not from 1 December. The premium change will not take effect until the date the next premium is paid. 

Payment Dates

All payments must be received and processed by 31 March 2026 to lock in your current premium price.

Payment Method

Last day to pre-pay to ensure rate protection

Direct Debit

Set up by close of business (6pm AET) 27th March for debit to occur on Monday 31st March

BPAY and Australia Post

Thursday 27th March (AET)

Credit card via phone

Close of business for Contact Centre on Monday 31st March (AET)

Credit card via website

11.59pm Monday 31st March (AET)

Note: If the payment is rejected, or unsuccessful, and payment is not completed by the above cut-off dates, rate protection will not be available.

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