Third party car insurance helps cover the cost if your car accidentally damages someone else’s car or property. It’s a basic level of cover that acts as a financial safety net if you're at fault in an accident. Just keep in mind that it doesn’t cover damage to your own car.
What does third party car insurance cover?
Third party property-only insurance helps cover the damage your car causes to someone else's property - like their car, fence, or garage. In some cases, it might also include limited cover for your own car if you're in a No Fault Accident with another driver who isn’t insured. Third party property, fire and theft insurance includes everything above, plus it also covers you if your car is stolen or damaged by fire. Just note that it usually won’t cover personal items stolen from your car or damage from an attempted theft.
What’s the difference between third party insurance and comprehensive insurance?
Both types of insurance help cover the damage your car causes to someone else’s property. The main difference is that comprehensive insurance also covers your car - whether it’s damaged in an accident (even if it’s your fault), stolen, or affected by fire or weather.
Find out more about Qantas Third Party Car Insurance. At Qantas Car Insurance, we make protecting what matters straightforward – and rewarding. With every car insurance policy you take out, you can earn Qantas Points to help bring you closer to your next holiday.
Get a quote online or give us a call on 13 49 60 Monday to Friday, 9am-7pm AET and speak to one of our insurance specialists. They’ll be happy to help you choose the best cover for your needs and budget.
Disclaimer: Qantas Car Insurance is issued by Auto & General Insurance Company Limited ACN 111 586 353, and is arranged by Qantas Airways Limited (Qantas), Authorised Representative (AR No 261363) of Auto & General Services Pty Ltd AFSL 241411, from whom Qantas receives a commission. The information on this website is general advice only and does not take into account your individual needs, objectives or financial situation. Before you decide to buy or to continue to hold an insurance product, you should read the relevant Product Disclosure Statement (PDS), Target Market Determination (TMD) and Financial Services Guide (FSG). Underwriting criteria applies. Any discounts on both new and renewing policies only apply to the extent that any minimum premium isn't reached.
