Compare Home Insurance | Qantas Insurance

Compare our Home Insurance covers

Standard benefits

Standard benefits
Includes 1ST YEAR’S 15% combined policy discount
Home & Contents	Home Building	Contents
Peace of mind of knowing that both your home and your contents are covered against loss or damage caused by events like storms, fire, and theft.	Protect your home building, garage and other structures – against loss or damage due to events like storms, fire and vandalism.	Protect the contents inside your home - such as furniture and electrical appliances - against loss or damage due to events like storms, theft and fire.
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Repair or replacement of your home

Repair or replacement of your contents





















Disposal and storage of contents





Visitors’ uninsured contents

Food spoilage

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Includes 1ST YEAR’S 15% combined policy discount

Home and Contents Insurance

Peace of mind of knowing that both your home and your contents are covered against loss or damage caused by events like storms, fire, and theft.

Get a quote

Repair or replacement of your home
Repair or replacement of your contents
Disposal and storage of contents
Up to 10% of sum insured
Visitors’ uninsured contents
Up to $1,000
Food spoilage
Up to $500

Get a quote

Home Building Insurance

Protect your home building, garage and other structures – against loss or damage due to events like storms, fire and vandalism.

Get a quote

Repair or replacement of your home
Repair or replacement of your contents
Disposal and storage of contents
Visitors’ uninsured contents
Food spoilage

Get a quote

Contents Insurance

Protect the contents inside your home - such as furniture and electrical appliances - against loss or damage due to events like storms, theft and fire.

Get a quote

Repair or replacement of your home
Repair or replacement of your contents
Disposal and storage of contents
Up to 10% of sum insured
Visitors’ uninsured contents
Up to $1,000
Food spoilage
Up to $500

Get a quote

Indicates an inclusion
Indicates an exclusion

Optional covers

Optional covers
Includes 1ST YEAR’S 15% combined policy discount
Home & Contents	Home Building	Contents
Peace of mind of knowing that both your home and your contents are covered against loss or damage caused by events like storms, fire, and theft.	Protect your home building, garage and other structures – against loss or damage due to events like storms, fire and vandalism.	Protect the contents inside your home - such as furniture and electrical appliances - against loss or damage due to events like storms, theft and fire.
Get a quote	Get a quote	Get a quote

Includes 1ST YEAR’S 15% combined policy discount

Home and Contents Insurance

Peace of mind of knowing that both your home and your contents are covered against loss or damage caused by events like storms, fire, and theft.

Get a quote

Home Building Insurance

Protect your home building, garage and other structures – against loss or damage due to events like storms, fire and vandalism.

Get a quote

Contents Insurance

Protect the contents inside your home - such as furniture and electrical appliances - against loss or damage due to events like storms, theft and fire.

Get a quote

Indicates an optional cover
Indicates an exclusion

Optional covers

Optional covers
Includes 1ST YEAR’S 15% combined policy discount
Home & Contents	Home Building	Contents
Peace of mind of knowing that both your home and your contents are covered against loss or damage caused by events like storms, fire, and theft.	Protect your home building, garage and other structures – against loss or damage due to events like storms, fire and vandalism.	Protect the contents inside your home - such as furniture and electrical appliances - against loss or damage due to events like storms, theft and fire.
Get a quote	Get a quote	Get a quote
Home and contents repairs guaranteed





Monthly or yearly premium payments

24/7 online and phone claims service

Includes 1ST YEAR’S 15% combined policy discount

Home and Contents Insurance

Peace of mind of knowing that both your home and your contents are covered against loss or damage caused by events like storms, fire, and theft.

Get a quote

Home and contents repairs guaranteed
Monthly or yearly premium payments
24/7 online and phone claims service

Home Building Insurance

Protect your home building, garage and other structures – against loss or damage due to events like storms, fire and vandalism.

Get a quote

Home and contents repairs guaranteed
Monthly or yearly premium payments
24/7 online and phone claims service

Contents Insurance

Protect the contents inside your home - such as furniture and electrical appliances - against loss or damage due to events like storms, theft and fire.

Get a quote

Home and contents repairs guaranteed
Monthly or yearly premium payments
24/7 online and phone claims service

Indicates an inclusion

Benefit Limits

The following table shows you the most we’ll pay to repair or replace certain contents damaged or lost in an insured event. If you have any contents items that exceed these limits, you'll need to specify the item on your policy (where applicable).

Hand-woven carpets and rugs: Up to $5,000 per item ^#
Cash, cheques, and any other negotiable financial document: Up to $800 in total
CDs, DVDs, flash cards, digital media cards, audio and video tapes, records, computer discs, computer software, game cartridges, and game consoles: Up to $3,000 in total ^#
Firearms (legally registered and stored): Up to $2,000 in total
Home office equipment: Up to $15,000 in total
Jewellery and watches: Up to $1,000 per item or set; and up to $5,000 in total ^#
Solid and plated silver and gold items (excluding jewellery and watches): Up to $2,000 per item or set
Paintings, pictures, works of art, sculptures, and art objects: Up to $10,000 per item or set; and up to $25,000 in total ^#
Collections, memorabilia, stamps, collectors’ pins, medals, and collectors’ non-negotiable currency: Up to $2,000 per item or collection ^#
Tools of trade: Up to $2,000 in total

What you’re covered for

Qantas Home and Contents Insurance covers your home and personal possessions against loss or damage caused by the following insured events:

Storm and rainwater (flood cover is optional)
Fire
Lightning
Theft or attempted theft

Escape of liquid (e.g. burst pipe)
Impact at the home
Breakage of glass, ceramic and sanitary fixtures

Malicious damage, vandalism, riot or civil commotion
Explosion
Earthquake or tsunami

Storm and rainwater (flood cover is optional)
Fire
Lightning
Theft or attempted theft
Escape of liquid (e.g. burst pipe)
Impact at the home
Breakage of glass, ceramic and sanitary fixtures
Malicious damage, vandalism, riot or civil commotion
Explosion
Earthquake or tsunami

Insurance with Qantas Points

Discover all the ways you can earn with the only home insurance that comes with Qantas Points.

Up to
20,000 PTS
when you join or switch. Min. spend $1,550 to earn 20,000 points. Eligibility criteria and T&Cs apply.
1 PT
per $1 spent on your premium.
2,600 PTS
in a year with the Qantas Wellbeing App by regularly completing home-related checks and reaching your sleep goals.

Get a quote Call 13 49 60

The Qantas Wellbeing App

Earn Qantas Points for checking your gutters...

...and smoke alarms, saving on power and more. Download the App today and earn Qantas Points.

Discover the app

Qantas Wellbeing App users earned

65M Qantas Points

in total in 2020 for being active and completing checks.

The Qantas Wellbeing App

Earn Qantas Points for checking your gutters and smoke alarms, saving on power and more. Download the App today and earn Qantas Points.

Discover the app

Qantas Wellbeing App users earned

65M Qantas Points

in total in 2020 for being active and completing checks.

Discover a more rewarding home insurance

Get a quote

Important Information

Qantas Home and Contents Insurance is issued by Auto & General Insurance Company Limited ACN 111 586 353, and is arranged by Qantas Airways Limited (Qantas), Authorised Representative (AR No 261363) of Auto & General Services Pty Ltd AFSL 241411, from whom Qantas receives a commission.

The information on this website is general advice only and does not take into account your individual needs, objectives or financial situation. Before you decide to buy or to continue to hold an insurance product, you should read the relevant Key Fact Sheets (KFS), Product Disclosure Statement (PDS), Target Market Determination (TMD) and Financial Services Guide (FSG). Underwriting criteria applies. Home and Contents Insurance is not available in NT, North QLD or Northern WA.