Compare our Home Insurance covers

Standard benefits

Standard benefits
Home & ContentsHome BuildingContents
Peace of mind of knowing that both your home and your contents are covered against loss or damage caused by events like storms, fire, and theft.Protect your home building, garage and other structures – against loss or damage due to events like storms, fire and vandalism.Protect the contents inside your home - such as furniture and electrical appliances - against loss or damage due to events like storms, theft and fire.
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Repair or replacement of your home
Repair or replacement of your contents

Up to $20 million

Up to $20 million

Up to $20 million

Up to 10% of sum insured, up to 12 months

Up to 10% of sum insured, up to 12 months

Up to 10% of sum insured, up to 12 months

Up to 10% of sum insured

Up to 10% of sum insured

Up to $7,000

Up to $7,000

Up to $7,000

Up to $10,000

Up to $10,000

Up to $10,000

Up to 10% of sum insured, up to 12 months

Up to 10% of sum insured, up to 12 months

Up to 5% of sum insured

Up to 5% of sum insured

Up to $750

Up to $750

Up to 20% of sum insured

Up to 20% of sum insured

Up to 20% of sum insured

Up to 20% of sum insured

Disposal and storage of contents

Up to 10% of sum insured

Up to 10% of sum insured

Up to $1,000

Up to $1,000

Up to $500

Up to $500

Visitors’ uninsured contents

Up to $1,000

Up to $1,000

Food spoilage

Up to $500

Up to $500

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Includes 15% combined policy discount

Home and Contents Insurance

Peace of mind of knowing that both your home and your contents are covered against loss or damage caused by events like storms, fire, and theft.
  • Repair or replacement of your home
  • Repair or replacement of your contents
  • Disposal and storage of contents
    Up to 10% of sum insured
  • Visitors’ uninsured contents
    Up to $1,000
  • Food spoilage
    Up to $500

Home Building Insurance

Protect your home building, garage and other structures – against loss or damage due to events like storms, fire and vandalism.
  • Repair or replacement of your home
  • Repair or replacement of your contents
  • Disposal and storage of contents
  • Visitors’ uninsured contents
  • Food spoilage

Contents Insurance

Protect the contents inside your home - such as furniture and electrical appliances - against loss or damage due to events like storms, theft and fire.
  • Repair or replacement of your home
  • Repair or replacement of your contents
  • Disposal and storage of contents
    Up to 10% of sum insured
  • Visitors’ uninsured contents
    Up to $1,000
  • Food spoilage
    Up to $500

What you’re covered for

Qantas Home and Contents Insurance covers your home and personal possessions against loss or damage caused by the following insured events:
  • Storm and rainwater (flood cover is optional)
  • Fire
  • Lightning
  • Theft or attempted theft
  • Escape of liquid (e.g. burst pipe)
  • Impact at the home
  • Breakage of glass, ceramic and sanitary fixtures
  • Malicious damage, vandalism, riot or civil commotion
  • Explosion
  • Earthquake or tsunami
  • Storm and rainwater (flood cover is optional)
  • Fire
  • Lightning
  • Theft or attempted theft
  • Escape of liquid (e.g. burst pipe)
  • Impact at the home
  • Breakage of glass, ceramic and sanitary fixtures
  • Malicious damage, vandalism, riot or civil commotion
  • Explosion
  • Earthquake or tsunami

Insurance with Qantas Points

Discover all the ways you can earn with the only home insurance that comes with Qantas Points.

  • Up to
    20,000 PTS
    when you join or switch. Min. spend $1,550 to earn 20,000 points. Eligibility criteria and T&Cs apply.
  • 1 PT
    per $1 spent on your premium.
  • 2,600 PTS
    in a year with the Qantas Wellbeing App by regularly completing home-related checks and reaching your sleep goals.

The Qantas Wellbeing App

Earn Qantas Points for checking your gutters...

...and smoke alarms, saving on power and more. Download the App today and earn Qantas Points.
Discover the app
The Qantas Wellbeing App

Qantas Wellbeing App users earned

16,453,829

Qantas Points in the last month alone, for doing the things they do every day - even sleeping.

The Qantas Wellbeing App

The Qantas Wellbeing App
Earn Qantas Points for checking your gutters and smoke alarms, saving on power and more. Download the App today and earn Qantas Points.
Discover the app

Qantas Wellbeing App users earned

16,453,829

PTS
Qantas Points in the last month alone, for doing the things they do every day - even sleeping.

Discover a more rewarding home insurance

Important Information

Qantas Home and Contents Insurance is issued by Auto & General Insurance Company Limited ACN 111 586 353, and is arranged by Qantas Airways Limited (Qantas), Authorised Representative (AR No 261363) of Auto & General Services Pty Ltd AFSL 241411, from whom Qantas receives a commission.

The information on this website is general advice only and does not take into account your individual needs, objectives or financial situation. Before you decide to buy or to continue to hold an insurance product, you should read the relevant Key Fact Sheets (KFS), Product Disclosure Statement (PDS) , Target Market Determination (TMD) and Financial Services Guide (FSG). Underwriting criteria applies. Home and Contents Insurance is not available in NT, North QLD or Northern WA.