The only Singles Health Insurance that comes with Qantas Points
When you join or switch to Qantas Health Insurance, you can earn Qantas Points – points you can put towards your next holiday, upgrades and more.
Earn up to 65,000 Qantas Points for joining by 24 May. Eligibility criteria and T&Cs apply.
Earn 1 Qantas Point per $1 spent on your premium every month.
Earn Qantas Points for using the Qantas Wellbeing App.
Let's customise your cover
- You are18-64
- You live inNSW
- Your taxable incomeBelow $90,000
- Show prices asWeekly
- Excess is$750
Tell us what matters to you?
You're looking for
Hospital & Extras
hospital
pregnancy
dental
optical
physio
Your cover options
Based on what you've told us, here are some cover options that might be suitable.
Less cover
$32.77 *
Suggested cover
$38.30 *
More cover
$51.47 *
Bronze Hospital Plus + Family extras
Silver hospital + Lifestyle extras
Silver Plus hospital + Active extras
Hospital inclusions
Accidental injury benefit
1 day waiting period
1 day waiting period
1 day waiting period
Accidental injury benefit description
The immediate necessary treatment required as a result of an accident. To be covered for the Accidental Injury Benefit, you must provide documented proof that you have sought treatment at a hospital emergency department or by a medical practitioner within 72 hours of the Accident. If further treatment in hospital is needed as an admitted patient, you will need to be re-admitted to a hospital within 90 days of the initial visit. For example:
- -if you were sent home with bandaging or a half-plastered limb so that swelling can reduce before a full cast is applied to the injured limb
Emergency Ambulance Cover
1 day waiting period
1 day waiting period
1 day waiting period
Emergency Ambulance Cover description
If you need immediate medical attention and your condition means that you cannot be transported in another way, you are covered for:
- -Emergency Ambulance transport to hospital provided by a State or Territory Ambulance service anywhere in Australia
- -Emergency Ambulance call out fees (where the customer is treated at the scene by paramedics and it is determined that transport to hospital is not required)
- -Transport between hospitals when the transfer is required as a result of the existing hospital not specialising in the treatment required
Disclaimer: Residents of Queensland and Tasmania who have Ambulance services provided by their State Ambulance Schemes are not covered.
Dental Surgery
2 months (12 months for ailments / conditions that are pre-existing) waiting period
2 months (12 months for ailments / conditions that are pre-existing) waiting period
2 months (12 months for ailments / conditions that are pre-existing) waiting period
Dental Surgery description
Hospital treatment for surgery to the teeth and gums. For example:
- -surgery to remove wisdom teeth
- -dental implant surgery
Brain and nervous system
2 months (12 months for ailments / conditions that are pre-existing) waiting period
2 months (12 months for ailments / conditions that are pre-existing) waiting period
2 months (12 months for ailments / conditions that are pre-existing) waiting period
Brain and nervous system description
Hospital treatment for the investigation and treatment of the brain, brain-related conditions, spinal cord and peripheral nervous system. For example:
- -stroke
- -brain or spinal cord tumours
- -head injuries
- -epilepsy
- -Parkinson’s disease
Heart and vascular system
Not included
2 months (12 months for ailments / conditions that are pre-existing) waiting period
2 months (12 months for ailments / conditions that are pre-existing) waiting period
Heart and vascular system description
Hospital treatment for the investigation and treatment of the heart, heart-related conditions and vascular system. For example:
- -heart failure and heart attack
- -monitoring of heart conditions
- -varicose veins
- -removal of plaque from arterial walls
Eye (not cataracts)
2 months (12 months for ailments / conditions that are pre-existing) waiting period
2 months (12 months for ailments / conditions that are pre-existing) waiting period
2 months (12 months for ailments / conditions that are pre-existing) waiting period
Eye (not cataracts) description
Hospital treatment for the investigation and treatment of the eye and the contents of the eye socket. For example:
- -retinal detachment
- -tear duct conditions
- -eye infections
- -medically managed trauma to the eye
Extras inclusions + annual limits
Rebate
60% back
60% back
65% back
Ambulance (Unlimited Emergency)
No annual limit
No annual limit
No annual limit
No annual limit
No annual limit
No annual limit
1 day waiting period
1 day waiting period
1 day waiting period
Ambulance (Unlimited Emergency) description
If you need immediate medical attention and your condition means that you cannot be transported in another way, you are covered for:
- -Emergency Ambulance transport to hospital provided by a State or Territory Ambulance service anywhere in Australia
- -Emergency Ambulance call out fees (where the customer is treated at the scene by paramedics and it is determined that transport to hospital is not required)
- -Transport between hospitals when the transfer is required as a result of the existing hospital not specialising in the treatment required
Disclaimer: Emergency Ambulance transport is paid at 100% of the cost. No annual limit is applicable for this service.
Dental (Major)
$600 annual limit
$600 annual limit
$1,000 annual limit
$600 annual limit
$600 annual limit
$1,000 annual limit
12 months waiting period
12 months waiting period
12 months waiting period
Dental (Major) description
Complex dentistry procedures such as:
- -crowns and bridges
- -root canal therapy
- -removal of wisdom teeth
- -dentures
- -implants
Dental (Preventative)
No annual limit
No annual limit
No annual limit
No annual limit
No annual limit
No annual limit
2 months waiting period
2 months waiting period
2 months waiting period
Dental (Preventative) description
Preventative dental treatment to help you maintain your oral health with no annual limits. This includes selected:
- -examinations
- -scale and clean
- -fluoride treatments
Disclaimer: No annual limit is applicable for this service. For more diagnostic and preventative dental procedures see Dental (General).
Optical
$250 annual limit
$250 annual limit
$250 annual limit
$250 annual limit
$250 annual limit
$250 annual limit
6 months waiting period
6 months waiting period
6 months waiting period
Optical description
Correction of visual impairment such as long or short sightedness.
Examples of treatment include:
- -prescription glasses
- -contact lenses
Chiro & Osteo
$300 combined annual limit
$300 annual limit
$750 (combined with Physiotherapy) annual limit
$300 combined annual limit
$300 annual limit
$750 (combined with Physiotherapy) annual limit
2 months waiting period
2 months waiting period
2 months waiting period
Chiro & Osteo description
Chiropractic treatment involves manipulation based therapy to treat conditions related to the nerves, skeleton and muscles.
Osteopathic treatment includes manipulation of the body to promote mobility and balance.
Chiropractors and osteopaths are useful for:
- -back and neck pain
- -sciatica
- -frequent headaches
- -joint pains and muscle strains
- -work-related, repetitive strain and sports-related injuries
Disclaimer: Benefits are only payable for consultations with a chiropractor or osteopath.
Healthier Lifestyle
Not included
$150 annual limit
$200 annual limit
Not included
$150 annual limit
$200 annual limit
6 months waiting period
6 months waiting period
Healthier Lifestyle description
This benefit is designed to allow you to claim on items that assist your health and wellbeing as prescribed by your GP or a provider recognised by the insurer. Benefits are payable for the following services:
- -gym memberships
- -personal training
- -weight management programs (Jenny Craig, Weight Watchers)
- -gym memberships
- -personal training
- -weight management programs (Jenny Craig, Weight Watchers)
- -gym memberships
- -nicotine replacement therapy
- -personal training
- -quit smoking
- -weight management programs (Jenny Craig, Weight Watchers)
Disclaimer: To claim on health management items, you'll need your GP or a provider recognised by the insurer to sign a Health Management Program Supporting Evidence form. This cover is for consultations only (food or supplementary items are not covered).
In the first year you could earn
27,704
PTS
38,616
PTS
45,926
PTS
Skip the 2 & 6 month waiting periods on Extras with combined Hospital and Extras cover
Show points breakdown
18,000
28,625
35,250
Qantas Points for joining by 24 May. Eligibility criteria and T&Cs apply.
1,704
1,991
2,676
Qantas Points on your premium over the year.
8,000
8,000
8,000
Qantas Points for the year for walking one hour per day with the Qantas Wellbeing App - for each person covered under the policy.
Where can these points take me?
A one way flight From Sydney to Bali
Plus taxes, fees and carrier charges $127.22. Additional charges accurate as of 11 February 2020
A one way flight From Brisbane to Hong Kong
Plus taxes, fees and carrier charges $201.60. Additional charges accurate as of 11 February 2020
A one way flight From Melbourne to Los Angeles
Plus taxes, fees and carrier charges $229.78. Additional charges accurate as of 11 February 2020
Factsheets
What matters to you?
You're looking for
Hospital & Extras
hospital
pregnancy
dental
optical
physio
Looking for something else?
Compare all coversThe Qantas Insurance difference
Earn Qantas Points for joining
Up to
65,000
pts
Earn up to 65,000 Qantas Points for joining by 7 May. Eligibility criteria and T&Cs apply.
Earn Qantas Points when you pay your premium
Earn
1
pt
per $1 spent on your premium every month.
Earn Qantas Points for being active
Up to
20,000
pts
using the Qantas Wellbeing App
Common questions
The BasicsThe Details
Still not sure?
Speak to a specialist, call us on 13 49 60 Monday to Friday 9am - 7pm
* Note that the actual final price may be influenced by other factors. This price is based on your scale, the state you elected and any hospital excess. Assumes no applicable lifetime health cover loading. Assumes that you are switching from another Health Insurer. Assumes Qantas Frequent Flyer member.
Qantas Health Insurance is issued by nib health funds limited ABN 83 000 124 381 (nib) a registered private health insurer, and is arranged by Qantas Airways Limited ABN 16 009 661 901 (Qantas), for which Qantas receives commission.
It is important to be aware that health insurance will only cover the portion of costs that relate to an admission to hospital. Specialist fees outside of hospital or other outpatient fees in relation to chemotherapy or radiotherapy aren’t covered.
High cost drugs are sometimes requested for the Treatment of some cancers. Typically high-cost drugs are for newer Treatments that are not recognised by the Pharmaceutical Benefit Scheme (PBS) because the PBS considers them to be still under clinical trial and therefore experimental Treatments. Health insurance will not Cover high cost drugs for the same reasons (or may only Cover a small portion of the cost). It is the responsibility of the treating doctor, and Hospital, to inform Patients about the potential for large out-of-pockets as a result of high cost drugs.