The only Singles Health Insurance with Qantas Points
When you join or switch to Qantas Health Insurance, you can earn Qantas Points – points you can put towards your next holiday, upgrades and more.
Earn up to 50,000 Qantas Points when you join or switch
Earn 2 Qantas Points per $1 spent on your premium for the first 12 months
Earn Qantas Points for using the Qantas Wellbeing App
Let's customise your cover
- You are18-64
- You live inNSW
- Your taxable incomeBelow $90,000
- Show prices asWeekly
Tell us what matters to you?
You're looking for
Hospital & Extras
hospital
pregnancy
dental
optical
physio
Your cover options
Based on what you've told us, here are some cover options that might be suitable.
Less cover
$32.34 *
Suggested cover
$37.89 *
More cover
$49.92 *
Bronze hospital + Family extras
Bronze Plus hospital + Lifestyle extras
Silver Plus hospital + Active extras
Hospital inclusions
Accidental injury benefit
1 day waiting period
1 day waiting period
1 day waiting period
Accidental injury benefit description
The immediate necessary treatment required as a result of an accident. To be covered for the Accidental Injury Benefit, you must provide documented proof that you have sought treatment at a hospital emergency department or by a medical practitioner within 72 hours of the Accident. If further treatment in hospital is needed as an admitted patient, you will need to be re-admitted to a hospital within 90 days of the initial visit. For example:
- -Âif you were sent home with bandaging or a half-plastered limb so that swelling can reduce before a full cast is applied to the injured limb
Emergency Ambulance Cover
1 day waiting period
1 day waiting period
1 day waiting period
Emergency Ambulance Cover description
If you need immediate medical attention and your condition means that you cannot be transported in another way, you are covered for:
- -ÂEmergency Ambulance transport to hospital provided by a State or Territory Ambulance service anywhere in Australia
- -ÂEmergency Ambulance call out fees (where the customer is treated at the scene by paramedics and it is determined that transport to hospital is not required)
- -ÂTransport between hospitals when the transfer is required as a result of the existing hospital not specialising in the treatment required
Discalimer: Residents of Queensland and Tasmania who have Ambulance services provided by their State Ambulance Schemes are not covered.
Dental Surgery
12 months (2 months for ailments / conditions that are not pre-existing) waiting period
12 months (2 months for ailments / conditions that are not pre-existing) waiting period
12 months (2 months for ailments / conditions that are not pre-existing) waiting period
Dental Surgery description
Hospital treatment for surgery to the teeth and gums. For example:
- -Âsurgery to remove wisdom teeth
- -Âdental implant surgery
Brain and nervous system
12 months (2 months for ailments / conditions that are not pre-existing) waiting period
12 months (2 months for ailments / conditions that are not pre-existing) waiting period
12 months (2 months for ailments / conditions that are not pre-existing) waiting period
Brain and nervous system description
Hospital treatment for the investigation and treatment of the brain, brain-related conditions, spinal cord and peripheral nervous system. For example:
- -Âstroke
- -Âbrain or spinal cord tumours
- -Âhead injuries
- -Âepilepsy
- -ÂParkinson’s disease
Heart and vascular system
Not included
12 months (2 months for ailments / conditions that are not pre-existing) waiting period
12 months (2 months for ailments / conditions that are not pre-existing) waiting period
Heart and vascular system description
Hospital treatment for the investigation and treatment of the heart, heart-related conditions and vascular system. For example:
- -Âheart failure and heart attack
- -Âmonitoring of heart conditions
- -Âvaricose veins
- -Âremoval of plaque from arterial walls
Eye (not cataracts)
12 months (2 months for ailments / conditions that are not pre-existing) waiting period
12 months (2 months for ailments / conditions that are not pre-existing) waiting period
12 months (2 months for ailments / conditions that are not pre-existing) waiting period
Eye (not cataracts) description
Hospital treatment for the investigation and treatment of the eye and the contents of the eye socket. For example:
- -Âretinal detachment
- -Âtear duct conditions
- -Âeye infections
- -Âmedically managed trauma to the eye
Extras inclusions + annual limits
Rebate
60% back
60% back
65% back
Ambulance (Unlimited Emergency)
No annual limit
No annual limit
No annual limit
No annual limit
No annual limit
No annual limit
1 day waiting period
1 day waiting period
1 day waiting period
Ambulance (Unlimited Emergency) description
If you need immediate medical attention and your condition means that you cannot be transported in another way, you are covered for:
- -ÂEmergency Ambulance transport to hospital provided by a State or Territory Ambulance service anywhere in Australia
- -ÂEmergency Ambulance call out fees (where the customer is treated at the scene by paramedics and it is determined that transport to hospital is not required)
- -ÂTransport between hospitals when the transfer is required as a result of the existing hospital not specialising in the treatment required
Discalimer: Emergency Ambulance transport is paid at 100% of the cost. No annual limit is applicable for this service.
Dental (Major)
$600 annual limit
$600 annual limit
$1,000 annual limit
$600 annual limit
$600 annual limit
$1,000 annual limit
12 months waiting period
12 months waiting period
12 months waiting period
Dental (Major) description
Complex dentistry procedures such as:
- -Âcrowns and bridges
- -Âroot canal therapy
- -Âremoval of wisdom teeth
- -Âdentures
- -Âimplants
Dental (Preventative)
No annual limit
No annual limit
No annual limit
No annual limit
No annual limit
No annual limit
2 months waiting period
2 months waiting period
2 months waiting period
Dental (Preventative) description
Preventative dental treatment to help you maintain your oral health with no annual limits. This includes selected:
- -Âexaminations
- -Âscale and clean
- -Âfluoride treatments
Discalimer: No annual limit is applicable for this service. For more diagnostic and preventative dental procedures see Dental (General).
Optical
$250 annual limit
$250 annual limit
$250 annual limit
$250 annual limit
$250 annual limit
$250 annual limit
6 months waiting period
6 months waiting period
6 months waiting period
Optical description
Correction of visual impairment such as long or short sightedness.
Examples of treatment include:
- -Âprescription glasses
- -Âcontact lenses
Chiro & Osteo
$150 annual limit
$300 annual limit
$750 (combined with Physiotherapy) annual limit
$150 annual limit
$300 annual limit
$750 (combined with Physiotherapy) annual limit
2 months waiting period
2 months waiting period
2 months waiting period
Chiro & Osteo description
Chiropractic treatment involves manipulation based therapy to treat conditions related to the nerves, skeleton and muscles.
Osteopathic treatment includes manipulation of the body to promote mobility and balance.
Chiropractors and osteopaths are useful for:
- -Âback and neck pain
- -Âsciatica
- -Âfrequent headaches
- -Âjoint pains and muscle strains
- -Âwork-related, repetitive strain and sports-related injuries
Discalimer: Benefits are only payable for consultations with a chiropractor or osteopath.
Healthier Lifestyle
Not included
$150 annual limit
$200 annual limit
Not included
$150 annual limit
$200 annual limit
6 months waiting period
6 months waiting period
Healthier Lifestyle description
This benefit is designed to allow you to claim on items that assist your health and wellbeing as prescribed by your GP or a provider recognised by the insurer. Benefits are payable for the following services:
- -Âgym memberships
- -Âpersonal training
- -Âweight management programs (Jenny Craig, Weight Watchers)
- -Âgym memberships
- -Âpersonal training
- -Âweight management programs (Jenny Craig, Weight Watchers)
- -Âgym memberships
- -Ânicotine replacement therapy
- -Âpersonal training
- -Âquit smoking
- -Âweight management programs (Jenny Craig, Weight Watchers)
Discalimer: To claim on health management items, you'll need your GP or a provider recognised by the insurer to sign a Health Management Program Supporting Evidence form. This cover is for consultations only (food or supplementary items are not covered).
In the first year you could earn
29,364
PTS
39,941
PTS
48,192
PTS
Earn double points on premium for the first 12 monthsÂ
Show points breakdown
20,000
10,000
30,000
15,000
37,000
18,500
Qantas Points when you join or switch Â3,364
1,681
3,941
1,970
5,192
2,595
Qantas Points on your premium (yearly) Â6,000
6,000
6,000
Qantas Points for walking 1 hour per day using the Qantas Wellbeing App (yearly) Â
Where can these points take me?
A one way flight From Melbourne to Hong Kong
Plus taxes, fees and carrier charges $160.14. Additional charges accurate as of 1 March 2018
A one way flight From Brisbane to Hong Kong
Plus taxes, fees and carrier charges $163.91. Additional charges accurate as of 1 March 2018
A one way flight From Melbourne to Los Angeles
Plus taxes, fees and carrier charges $249.94. Additional charges accurate as of 1 March 2018
Factsheets
What matters to you?
You're looking for
Hospital & Extras
hospital
pregnancy
dental
optical
physio
Looking for something else?
Compare all coversThe Qantas Insurance difference
Earn Qantas Points when you join
Up to 25,000
50,000
pts
when you join or switchÂ
Earn Qantas Points when you pay your premium
Earn 1 pt
2
pts
per $1 spent on your premium for the first 12 monthsÂ
Earn Qantas Points for being active
Up to
20,000
pts
using the Qantas Wellbeing AppÂ
Common questions
The BasicsThe Details
Still not sure?
Speak to a specialist, call us on 13 49 60 Monday to Friday 9am - 7pm
* Note that the actual final price may be influenced by other factors. This price is based on your scale, the state you elected and any hospital excess. Assumes no applicable lifetime health cover loading. Assumes that you are switching from another Health Insurer. Assumes Qantas Frequent Flyer member.
Important information
Qantas Health Insurance is issued by nib health funds limited ABN 83 000 124 381 (nib) a registered private health insurer, and is arranged by Qantas Airways Limited ABN 16 009 661 901 (Qantas), for which Qantas receives commission.
It is important to be aware that health insurance will only cover the portion of costs that relate to an admission to hospital. Specialist fees outside of hospital or other outpatient fees in relation to chemotherapy or radiotherapy aren’t covered.
High cost drugs are sometimes requested for the Treatment of some cancers. Typically high-cost drugs are for newer Treatments that are not recognised by the Pharmaceutical Benefit Scheme (PBS) because the PBS considers them to be still under clinical trial and therefore experimental Treatments. Health insurance will not Cover high cost drugs for the same reasons (or may only Cover a small portion of the cost). It is the responsibility of the treating doctor, and Hospital, to inform Patients about the potential for large out-of-pockets as a result of high cost drugs.