Easy joining
Get a quote online or over the phone in less than 5 mins. And we can take care of the switching process with your previous fund.
Health Insurance
Singles
- Earn up to 75,000 Qantas Points for joining by 9 May. Points will be awarded based on your level of cover over 6 months. Not available if you’ve recently held health insurance issued by nib.
- Plus earn 1 Qantas Point per $1 spent on your premium every month.
Tell us about you
Qantas and its health insurance partner, nib, will collect, handle and use your information in line with our Privacy Notice.
hospital![]()
Choose the level of Hospital cover for your needs - from basic cover to the most comprehensive cover. Find out more
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pregnancy![]()
Select this option if you’re planning to have a baby in the next 12 months - if not you can upgrade to a product with pregnancy inclusion closer to the time. Remember the waiting period for pregnancy is 12 months. Find out more
No
Yes
dental
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optical
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physio
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Based on the information you provided above, here are some product combinations and price options that may be suitable. Prices include the Australian Government Rebate and Lifetime Health Cover Loading where applicable.
Bronze Hospital Plus + Family Extras
Silver Hospital + Kickstart Extras
Silver Plus Advanced Hospital + Active Extras
In the first year you could earn
--PTS
--PTS
--PTS
- ------Qantas Points for joining by 9 May. Eligibility criteria and T&Cs apply.
- ------Qantas points for paying your premium over the year.
- ------Qantas Points with the Qantas Wellbeing App by walking 10,000 steps each day and regularly reaching your sleep goals.
Hospital inclusions
1 day waiting period
1 day waiting period
1 day waiting period
Accidental injury benefit description
The immediate necessary treatment required as a result of an accident. To be covered for the Accidental Injury Benefit, you must provide documented proof that you have presented for treatment with a medical practitioner or at a hospital emergency department within 72 hours of the Accident. The Emergency Department attendance is classed by the Australian Department of Health as an outpatient service, not a hospital admission, and therefore is not payable by the Fund. The Accidental Injury Benefit covers further treatment in hospital as an admitted patient, where you are re-admitted to a hospital within 90 days of the accident. For example:
- - if you were sent home from the Emergency Department before returning within 90 days of the accident to be admitted as an inpatient for further treatment relating to the original accident
1 day waiting period
1 day waiting period
1 day waiting period
Emergency Ambulance Cover description
If you need immediate medical attention and your condition means that you cannot be transported in another way, you are covered for:
- - Emergency Ambulance transport to hospital provided by a State or Territory Ambulance service anywhere in Australia
- - Emergency Ambulance call out fees (where the customer is treated at the scene by paramedics and it is determined that transport to hospital is not required)
- - Transport between hospitals when the transfer is required as a result of the existing hospital not specialising in the treatment required
Disclaimer: Residents of Queensland and Tasmania who have Ambulance services provided by their State Ambulance Schemes are not covered.
2 months (12 months for ailments / conditions that are pre-existing) waiting period
2 months (12 months for ailments / conditions that are pre-existing) waiting period
2 months (12 months for ailments / conditions that are pre-existing) waiting period
Dental Surgery description
Hospital treatment for surgery to the teeth and gums. For example:
- - surgery to remove wisdom teeth
- - dental implant surgery
2 months (12 months for ailments / conditions that are pre-existing) waiting period
2 months (12 months for ailments / conditions that are pre-existing) waiting period
2 months (12 months for ailments / conditions that are pre-existing) waiting period
Brain and nervous system description
Hospital treatment for the investigation and treatment of the brain, brain-related conditions, spinal cord and peripheral nervous system. For example:
- - stroke
- - brain or spinal cord tumours
- - head injuries
- - epilepsy
- - Parkinson’s disease
Not included
2 months (12 months for ailments / conditions that are pre-existing) waiting period
2 months (12 months for ailments / conditions that are pre-existing) waiting period
Heart and vascular system description
Hospital treatment for the investigation and treatment of the heart, heart-related conditions and vascular system. For example:
- - heart failure and heart attack
- - monitoring of heart conditions
- - varicose veins
- - removal of plaque from arterial walls
2 months (12 months for ailments / conditions that are pre-existing) waiting period
2 months (12 months for ailments / conditions that are pre-existing) waiting period
2 months (12 months for ailments / conditions that are pre-existing) waiting period
Eye (not cataracts) description
Hospital treatment for the investigation and treatment of the eye and the contents of the eye socket. For example:
- - retinal detachment
- - tear duct conditions
- - eye infections
- - medically managed trauma to the eye
Extras inclusions + annual limits
Rebate
60% back
60% back
65% back
No annual limit
No annual limit
No annual limit
No annual limit
No annual limit
No annual limit
1 day waiting period
1 day waiting period
1 day waiting period
Ambulance (Unlimited Emergency) description
If you need immediate medical attention and your condition means that you cannot be transported in another way, you are covered for:
- - Emergency Ambulance transport to hospital provided by a State or Territory Ambulance service anywhere in Australia
- - Emergency Ambulance call out fees (where the customer is treated at the scene by paramedics and it is determined that transport to hospital is not required)
- - Transport between hospitals when the transfer is required as a result of the existing hospital not specialising in the treatment required
Disclaimer: Emergency Ambulance transport is paid at 100% of the cost. No annual limit is applicable for this service.
$600 annual limit
$1,000 annual limit
$1,000 annual limit
$600 annual limit
$1,000 annual limit
$1,000 annual limit
12 months waiting period
12 months waiting period
12 months waiting period
Dental (Major) description
Complex dentistry procedures such as:
- - crowns and bridges
- - root canal therapy
- - removal of wisdom teeth
- - dentures
- - implants
No annual limit
$700 (combined with Dental (General)) annual limit
No annual limit
No annual limit
$700 (combined with Dental (General)) annual limit
No annual limit
2 months waiting period
2 months waiting period
2 months waiting period
Dental (Preventative) description
Preventative dental treatment to help you maintain your oral health with no annual limits. This includes selected:
- - examinations
- - scale and clean
- - fluoride treatments
Disclaimer: For more diagnostic and preventative dental procedures see Dental (General).
$250 annual limit
$250 annual limit
$250 annual limit
$250 annual limit
$250 annual limit
$250 annual limit
6 months waiting period
6 months waiting period
6 months waiting period
Optical description
Correction of visual impairment such as long or short sightedness.
Examples of treatment include:
- - prescription glasses
- - contact lenses
$300 combined annual limit
$300 annual limit
$750 (combined with Physiotherapy) annual limit
$300 combined annual limit
$300 annual limit
$750 (combined with Physiotherapy) annual limit
2 months waiting period
2 months waiting period
2 months waiting period
Chiro & Osteo description
Chiropractic treatment involves manipulation based therapy to treat conditions related to the nerves, skeleton and muscles.
Osteopathic treatment includes manipulation of the body to promote mobility and balance.
Chiropractors and osteopaths are useful for:
- - back and neck pain
- - sciatica
- - frequent headaches
- - joint pains and muscle strains
- - work-related, repetitive strain and sports-related injuries
Disclaimer: Benefits are only payable for consultations with a chiropractor or osteopath.
Not included
Not included
$200 annual limit
Not included
Not included
$200 annual limit
6 months waiting period
Healthier Lifestyle description
This benefit is designed to allow you to claim on items that assist your health and wellbeing as prescribed by your GP or a provider recognised by the insurer. Benefits are payable for the following services:
- -Âgym memberships
- -Âpersonal training
- -Âweight management programs (Jenny Craig, Weight Watchers)
- -Âgym memberships
- -Âpersonal training
- -Âweight management programs (Jenny Craig, Weight Watchers)
- -Âgym memberships
- -Ânicotine replacement therapy
- -Âpersonal training
- -Âquit smoking
- -Âweight management programs (Jenny Craig, Weight Watchers)
Disclaimer: To claim on health management items, you'll need your GP or a provider recognised by the insurer to sign a Health Management Program Supporting Evidence form. This cover is for consultations only (food or supplementary items are not covered).
Factsheets
hospital![]()
Choose the level of Hospital cover for your needs - from basic cover to the most comprehensive cover. Find out more
Less
More
pregnancy![]()
Select this option if you’re planning to have a baby in the next 12 months - if not you can upgrade to a product with pregnancy inclusion closer to the time. Remember the waiting period for pregnancy is 12 months. Find out more
No
Yes
dental
Less
More
optical
Less
More
physio
Less
More
Looking for something else?
Rewarding Health Insurance For Singles
With Qantas Health Insurance for singles you could get:
- Up to75,000 PTSEarn up to 75,000 Qantas Points for joining by 9 May. Points will be awarded based on your level of cover over 6 months. Eligibility and T&Cs apply.
- 1 PTEarn 1 Qantas Point per $1 spent on your premium every month.
- 12,000 PTSYou could earn 12,000 Qantas Points in a year with the Qantas Wellbeing App by walking 10,000 steps each day and regularly reaching your sleep goals.
- If you’re switching funds, we’ll recognise waiting periods already served for comparable services.Waiting Periods Recognised
Why join Qantas Health Insurance
Continuous cover
Waiting periods already served for comparable Hospital and Extras services will be recognised.
Choice of providers
Flexibility to choose your Extras provider and get 60 - 75% back on claims (depending on your cover), up to your annual limit.
Simple claiming
On the spot claiming for most Extras services with HICAPS, or claim online via the self-service portal or the Qantas Wellbeing App.
Qantas Wellbeing App
Frequent Flyer members earned a total of 625M Qantas Points in 2024 with the App - download it for free today.
- 1
Set Challenges
Link your fitness tracking device to the App and set daily and weekly challenges to monitor your results and earn Qantas Points.
- 2
Stay Rested
Use the Sleep Health Challenge to set your sleep and wake up times. Then simply put your phone down at least 30 minutes before bedtime to wake up to Qantas Points.
- 3
Complete Check-ups
Complete the check-ups in the App to boost your awareness about your health plus even help you stay safe at home and in the car.
Qantas Wellbeing App
Frequent Flyer members earned a total of 625M Qantas Points in 2024 with the App - download it for free today.
Set Challenges
Link your fitness tracking device to the App and set daily and weekly challenges to monitor your results and earn Qantas Points.
Frequently Asked Questions
What is health insurance?
Private health insurance helps cover the cost of medical treatments. It can help you avoid wait times for public hospitals, offset the costs of health services not covered by Medicare, and allow you the flexibility to choose your doctor.
What is Hospital cover?
Hospital cover helps pay for in-hospital costs such as surgery, anesthesia, private rooms, and theatre fees for services included in your Hospital cover. Your out-of-pocket costs will vary according to the Hospital cover you select, the Hospital excess you choose, your health fund, the medical professionals required, and the procedure involved.
What is Extras cover?
Extras cover helps pay for things that are 'extra' to in-hospital services – and often not covered by Medicare. Purchased separately or together with Hospital cover, an Extras policy covers health care services like dental, physiotherapy and optical.
Helping you understand…
Qantas Health Insurance backed by nib
Qantas Frequent Flyer members can be confident when they come onboard with Qantas Health Insurance. After all, we’re backed by nib, one of Australia’s largest insurers. We’ll be there to look after you from when you take out a new policy, right through to when you make a claim.
Need help?
Talk to one of our Qantas Health Insurance experts, on 13 49 60 Monday to Friday 9am - 7pm.
Important Information
Qantas Health Insurance is issued by nib health funds limited ABN 83 000 124 381 (nib) a registered private health insurer, and is arranged by Qantas Airways Limited ABN 16 009 661 901 (Qantas), for which Qantas receives commission.