Home Insurance

Offer ends 27 AUGUST

Home and Contents Insurance

  • Switch and earn up to 30,000 Qantas Points. 
  • Save 30% on your first year’s premium - 15% when you take out a policy online, and 15% when you combine home and contents. 
All policies earn points if held for 60 days. To earn 30,000 points, a min. annual premium of $2,000 applies. Not available with cover for homes or contents we've recently insured for you.

Explore the benefits of Home and Contents Cover

Home Insurance 30% Discount

Save 30% online

Save 15% when you take out a policy online, plus another 15% when you combine home and contents. Discounts apply to your first year’s premium. 

Started a quote and need a little help? Just give us a call on 13 49 60 and one of our insurance specialists will be happy to help. Plus, if you’ve already got a quote online - don’t worry, you’ll still receive 30% off your combined policy. Just have your quote ID handy.

Insured events you’re covered for

Qantas Home and Contents Insurance covers your home and personal possessions against loss or damage caused by the following insured events:

  • Storm and rainwater (flood cover is optional)

  • Fire

  • Lightning

  • Theft or attempted theft

  • Escape of liquid (e.g. burst pipe)

  • Impact at the home

  • Breakage of glass, ceramic and sanitary fixtures

  • Malicious damage, vandalism, riot or civil commotion

  • Explosion

  • Earthquake or tsunami

  • Storm and rainwater (flood cover is optional)

  • Fire

  • Lightning

  • Theft or attempted theft

  • Escape of liquid (e.g. burst pipe)

  • Impact at the home

  • Breakage of glass, ceramic and sanitary fixtures

  • Malicious damage, vandalism, riot or civil commotion

  • Explosion

  • Earthquake or tsunami

Upgrade your Home and Contents Cover

Need more cover? For an additional premium, you can customise your Qantas Home and Contents Insurance policy by adding one or more of the following optional covers:

Flood cover

Optional Flood Cover can help protect your home and contents against loss or damage caused by a flood - subject to our underwriting criteria.

Accidental damage

Covers those unexpected mishaps - like spilling red wine on the carpet or dropping a fragile vase by mistake. It’s handy extra to have if you want cover for things that aren’t usually included in standard Home and Contents Insurance.

Motor burnout

If a power surge takes out the electric motor in one of your appliances (and it’s under 10 years old), we’ll cover the cost to repair or replace it - plus any food that spoils because of it.

Sum insured safeguard

If your rebuild costs more than your sum insured expected, we’ll automatically increase your sum insured by up to 25% - helping protect you from unexpected out-of-pocket repair expenses.

Personal effects cover

Cover the things you take with you - from sunglasses and watches to jewellery and cameras. Because your life moves, and your cover should too.

Why choose Qantas Home and Contents Insurance

Help protect your home and contents while earning Qantas Points towards your next holiday

Earn Qantas Points

You’ll earn 1pt for every $1 spent on your premium with every home insurance policy. 

New for old replacement

We’ll replace your belongings with new ones if they’re stolen or can’t be fixed, regardless of their age. Limits & T&Cs apply. Estimate the price of your contents here.

Debris removal and extra rebuilding costs

Need to clean up and rebuild? We’ll cover up to 10% of your sum insured for removing debris, demolition, and professional fees (like architects, engineers, and council applications).

Inflation protection

As the cost of replacing your home and belongings goes up, so does your cover - helping ensure you’re not left out of pocket over time.

Reduced premium for higher excess

Want to lower your premium? Opt for a higher Basic Excess and enjoy the savings.

The Qantas Wellbeing App

The Qantas Wellbeing App

Earn Qantas Points for checking your gutters and smoke alarms, saving on power and more. Download the App today and earn Qantas Points. 

Discover the app

Qantas Wellbeing App users earned

625M Qantas Points

in total in 2024 for being active and completing checks. 

Frequently Asked Questions

Save 30% with combined Qantas Home and Contents Insurance 

On your first year’s premium when you take out a combined policy online

Important Information

Qantas Home and Contents Insurance is issued by Auto & General Insurance Company Limited ACN 111 586 353, and is arranged by Qantas Airways Limited (Qantas), Authorised Representative (AR No 261363) of Auto & General Services Pty Ltd AFSL 241411, from whom Qantas receives a commission.

The information on this website is general advice only and does not take into account your individual needs, objectives or financial situation. Before you decide to buy or to continue to hold an insurance product, you should read the relevant Key Fact Sheets (KFS), Product Disclosure Statement (PDS), Target Market Determination (TMD) and Financial Services Guide (FSG). Underwriting criteria applies. Any discounts on both new and renewing policies only apply to the extent that any minimum premium isn't reached. Home and Contents Insurance is not available in NT, North QLD or Northern WA.