Flood cover
Optional Flood Cover can help protect your home and contents against loss or damage caused by a flood - subject to our underwriting criteria.
Home Insurance
Offer ends 27 AUGUST
Home and Contents Insurance
- Switch and earn up to 30,000 Qantas Points.Â
- Save 30% on your first year’s premium - 15% when you take out a policy online, and 15% when you combine home and contents.Â
All policies earn points if held for 60 days. To earn 30,000 points, a min. annual premium of $2,000 applies. Not available with cover for homes or contents we've recently insured for you.
Quick links
Quick links
Explore the benefits of Home and Contents Cover
Save 30% online
Save 15% when you take out a policy online, plus another 15% when you combine home and contents. Discounts apply to your first year’s premium.Â
Started a quote and need a little help? Just give us a call on 13 49 60 and one of our insurance specialists will be happy to help. Plus, if you’ve already got a quote online - don’t worry, you’ll still receive 30% off your combined policy. Just have your quote ID handy.
Insured events you’re covered for
Qantas Home and Contents Insurance covers your home and personal possessions against loss or damage caused by the following insured events:
Storm and rainwater (flood cover is optional)
Fire
Lightning
Theft or attempted theft
Escape of liquid (e.g. burst pipe)
Impact at the home
Breakage of glass, ceramic and sanitary fixtures
Malicious damage, vandalism, riot or civil commotion
Explosion
Earthquake or tsunami
Storm and rainwater (flood cover is optional)
Fire
Lightning
Theft or attempted theft
Escape of liquid (e.g. burst pipe)
Impact at the home
Breakage of glass, ceramic and sanitary fixtures
Malicious damage, vandalism, riot or civil commotion
Explosion
Earthquake or tsunami
Upgrade your Home and Contents Cover
Need more cover? For an additional premium, you can customise your Qantas Home and Contents Insurance policy by adding one or more of the following optional covers:
Accidental damage
Covers those unexpected mishaps - like spilling red wine on the carpet or dropping a fragile vase by mistake. It’s handy extra to have if you want cover for things that aren’t usually included in standard Home and Contents Insurance.
Motor burnout
If a power surge takes out the electric motor in one of your appliances (and it’s under 10 years old), we’ll cover the cost to repair or replace it - plus any food that spoils because of it.
Sum insured safeguard
If your rebuild costs more than your sum insured expected, we’ll automatically increase your sum insured by up to 25% - helping protect you from unexpected out-of-pocket repair expenses.
Personal effects cover
Cover the things you take with you - from sunglasses and watches to jewellery and cameras. Because your life moves, and your cover should too.
Why choose Qantas Home and Contents Insurance
Help protect your home and contents while earning Qantas Points towards your next holiday
Earn Qantas Points
You’ll earn 1pt for every $1 spent on your premium with every home insurance policy.Â
New for old replacement
We’ll replace your belongings with new ones if they’re stolen or can’t be fixed, regardless of their age. Limits & T&Cs apply. Estimate the price of your contents here.
Debris removal and extra rebuilding costs
Need to clean up and rebuild? We’ll cover up to 10% of your sum insured for removing debris, demolition, and professional fees (like architects, engineers, and council applications).
Inflation protection
As the cost of replacing your home and belongings goes up, so does your cover - helping ensure you’re not left out of pocket over time.
Reduced premium for higher excess
Want to lower your premium? Opt for a higher Basic Excess and enjoy the savings.
The Qantas Wellbeing App
Earn Qantas Points for checking your gutters and smoke alarms, saving on power and more. Download the App today and earn Qantas Points.Â
Qantas Wellbeing App users earned
625M Qantas Points
in total in 2024 for being active and completing checks.Â
Frequently Asked Questions
Save 30% with combined Qantas Home and Contents InsuranceÂ
On your first year’s premium when you take out a combined policy online
Important Information
Qantas Home and Contents Insurance is issued by Auto & General Insurance Company Limited ACN 111 586 353, and is arranged by Qantas Airways Limited (Qantas), Authorised Representative (AR No 261363) of Auto & General Services Pty Ltd AFSL 241411, from whom Qantas receives a commission.
The information on this website is general advice only and does not take into account your individual needs, objectives or financial situation. Before you decide to buy or to continue to hold an insurance product, you should read the relevant Key Fact Sheets (KFS), Product Disclosure Statement (PDS), Target Market Determination (TMD) and Financial Services Guide (FSG). Underwriting criteria applies. Any discounts on both new and renewing policies only apply to the extent that any minimum premium isn't reached. Home and Contents Insurance is not available in NT, North QLD or Northern WA.