Compare our Car Insurance Covers
Standard Benefits
Comprehensive
Third Party Property, Fire and Theft
Third Party Property Only
- Loss or damage to your vehicle
Fire and theft only
- New car replacement
2 years / 40,000 km
- Damage to someone else’s car or other property (legal liability)
Up to $20 million
Up to $20 million
Up to $20 million
- Damage caused by an uninsured driver
Up to your car’s market value or $5,000 (whichever is lesser)
Up to your car’s market value or $5,000 (whichever is lesser)
- Towing
Reasonable costs
Reasonable costs - fire and theft only
- Hire car following theft
Up to $1,000 (limit 14 days)
Up to $1,000 (limit 14 days)
- Hire car following a no fault accident
Comparable Car Hire (Unlimited, no day limit)
- Replacement of stolen keys/remote
Up to $1,500
- Damage to your caravan or trailer in a collision
Up to $1,000 (caravan and trailer)
- Emergency transport and accomodation
$200 a day inc. any flights ($1,000 in total)
- Damage or theft of personal effects in your car
Up to $750
- Damage or theft of child seat/baby capsule in your car
Up to $750
- Debris removal
Comprehensive Cover
Covers for loss or damage to your car due to an accident (even if you’re at fault), severe weather, vandalism and theft; as well for your liability for accidental damage your car causes to other people’s property.
Get a quote Learn more- Loss or damage to your vehicle
- New car replacement
2 years / 40,000 km
- Damage to someone else’s car or other property (legal liability)
Up to $20 million
- Damage caused by an uninsured driver
- Towing
Reasonable costs
- Hire car following theft
Similar Car Hire up to $1,000 (limit 14 days)
- Hire car following no fault accident
Comparable Car Hire (Unlimited, no day limit)
- Replacement of stolen keys/remote
Up to $1,500
- Damage to your caravan or trailer in a collision
Up to $1,000 (caravan and trailer)
- Emergency transport and accomodation
$200 a day inc. any flights ($1,000 in total)
- Damage or theft of personal effects in your car
Up to $750
- Damage or theft of child seat/baby capsule in your car
Up to $750
- Debris removal
Up to $500 to remove debris from your car at the accident scene
Third Party Property, Fire and Theft
Covers you for your liability for accidental damage your car causes to other people's property, as well as damage to your car if it's stolen or catches fire.
Get a quote Learn more- Loss or damage to your vehicle
Fire and theft only
- New car replacement
- Damage to someone else’s car or other property (legal liability)
Up to $20 million
- Damage caused by an uninsured driver
Up to your car’s market value or $5,000 (whichever is lesser)
- Towing
Reasonable costs - fire and theft only
- Hire car following theft
Up to $1,000 (limit 14 days)
- Hire car following no fault accident
- Replacement of stolen keys/remote
- Damage to your caravan or trailer in a collision
- Emergency transport and accomodation
- Damage or theft of personal effects in your car
- Damage or theft of child seat/baby capsule in your car
- Debris removal
Up to $500 to remove debris from your car at the accident scene
Third Party Property Only
Covers your liability for accidental damage your car causes to other people’s property, for example their car or their home.
Get a quote Learn more- Loss or damage to your vehicle
- New car replacement
- Damage to someone else’s car or other property (legal liability)
Up to $20 million
- Damage caused by an uninsured driver
Up to your car’s market value or $5,000 (whichever is lesser)
- Towing
- Hire car following theft
- Hire car following no fault accident
- Replacement of stolen keys/remote
- Damage to your caravan or trailer in a collision
- Emergency transport and accomodation
- Damage or theft of personal effects in your car
- Damage or theft of child seat/baby capsule in your car
- Debris removal
Up to $500 to remove debris from your car at the accident scene
Optional Extras
Comprehensive
Third Party Property, Fire and Theft
Third Party Property Only
Comprehensive Cover
Covers for loss or damage to your car due to an accident (even if you’re at fault), severe weather, vandalism and theft; as well for your liability for accidental damage your car causes to other people’s property.
Get a quote Learn moreThird Party Property, Fire and Theft
Covers you for your liability for accidental damage your car causes to other people's property, as well as damage to your car if it's stolen or catches fire.
Get a quote Learn moreThird Party Property Only
Covers your liability for accidental damage your car causes to other people’s property, for example their car or their home.
Get a quote Learn moreOther Benefits
Comprehensive
Third Party Property, Fire and Theft
Third Party Property Only
- Restricted driver age discount
- No excess payable when identified third party is at fault
- Monthly or yearly premium payments
- 24/7 phone and online claims service
- Repairs guaranteed for as long as you own the car
Repairs to damage caused by an uninsured driver only (limits apply)
Repairs to damage caused by an uninsured driver only (limits apply)
- Higher excess to reduce premium
- No-claim discount preserved when identified third party is at fault
Comprehensive Cover
Covers for loss or damage to your car due to an accident (even if you’re at fault), severe weather, vandalism and theft; as well for your liability for accidental damage your car causes to other people’s property.
Get a quote Learn more- Restricted driver age discount
- No excess payable when identified third party is at fault
- Monthly or yearly premium payments
- 24/7 phone and online claims service
- Repairs guaranteed for as long as you own the car
- Higher excess to reduce premium
- No-claim discount preserved when identified third party is at fault
Third Party Property, Fire and Theft
Covers you for your liability for accidental damage your car causes to other people’s property, as well as damage to your car if it’s stolen or catches fire.
Get a quote Learn more- Restricted driver age discount
- No excess payable when identified third party is at fault
Applicable to uninsured motorist benefit only
- Monthly or yearly premium payments
- 24/7 phone and online claims service
- Repairs guaranteed for as long as you own the car
Repairs to damage caused by an uninsured driver only (limits apply)
- Higher excess to reduce premium
- No-claim discount preserved when identified third party is at fault
Third Party Property Only
Covers your liability for accidental damage your car causes to other people’s property, for example their car or their home.
Get a quote Learn more- Restricted driver age discount
- No excess payable when identified third party is at fault
Applicable to uninsured motorist benefit only
- Monthly or yearly premium payments
- 24/7 phone and online claims service
- Repairs guaranteed for as long as you own the car
Repairs to damage caused by an uninsured driver only (limits apply)
- Higher excess to reduce premium
- No-claim discount preserved when identified third party is at fault
- Indicates an inclusion
- Indicates a restricted inclusion
- Indicates an exclusion
- Indicates an inclusion
- Indicates a restricted inclusion
- Indicates an exclusion
Tailor your cover
Add optional extras to your policy (if eligible) by calling us on 13 49 60 or by logging into your online account.
Car Insurance that has you covered
Cooling-off Period
21-day money back guarantee from date of purchase, if you haven't made a claim.
Tailor-made Cover
Save on your premium by restricting your policy to drivers over a certain age.
Repair Guarantee
Any authorised repairs have a guarantee for as long as you own the car.
New-for-old
If your new car is written-off within two years and has travelled less than 40,000kms, we'll replace it with a new one.
24/7 Claims
You can lodge a claim over the phone or online, 24 hours a day, 7 days a week.
Terms, conditions, limits and exclusions apply. For full details, please read the product disclosure statement.
The only car insurance with Qantas Points
You could earn all of these points with Qantas Car Insurance
30,000PTS
1PT
6,000PTS
The Qantas Wellbeing App
Earn Qantas Points for checking your tyres…
…getting your car serviced, plus more. Download the app and earn Qantas Frequent Flyer Points. 2
Earn Qantas Points for checking your tyres, getting your car serviced, plus more. Download the app and earn Qantas Frequent Flyer Points. 2
Qantas Wellbeing App users earned
17,209,651PTS
Qantas Points in the last month alone, for doing the things they do every day - even sleeping. 3
Qantas Wellbeing app users earned
17,209,651PTS
Qantas Points in the last month alone, for doing the things they do every day - even sleeping. 3
Roadside Assistance for only $1.60 a week
For an extra $79.95 on top of any car insurance cover, Roadside Assistance will give you the peace of mind knowing help is at hand, should you need it.
- 24 hour assistance, 7 days a week
- A team of more than 2,800 roadside mechanics to get you on your way, faster
- 1 Qantas Point for every $1 spent on your membership4
Frequently Asked Questions
What is an optional extra?
An optional extra is something that can be included with your policy for an additional cost, for example, Reduced Window Glass Excess.
Read moreWhat is an excess?
An excess is the amount you need to pay when you make a car insurance claim.
Read moreHow is my premium calculated?
Many factors affect your total premium, including your age, the type of car you drive and your driving record.
Read moreDiscover a more rewarding Car Insurance
Get a quote1-4 Disclaimers
Important Information
Qantas Car Insurance is issued by Auto & General Insurance Company Limited ACN 111 586 353, and is arranged by Qantas Airways Limited (Qantas), Authorised Representative (AR No 261363) of Auto & General Services Pty Ltd AFSL 241411, from whom Qantas receives a commission.
The information on this website is general advice only and does not take into account your individual needs, objectives or financial situation. Before you decide to buy or to continue to hold an insurance product, you should read the relevant Product Disclosure Statement (PDS) and Financial Services Guide (FSG). Underwriting criteria applies.
Disclaimers
1 Customers who purchase a Qantas Car Insurance policy between 20/02/20 and 31/03/20 will earn up to 30,000 sign on Qantas Points. 30,000 is the maximum number of sign on Qantas Points that can be earned on annual premiums $2,000 or over. Each Qantas Car Insurance policy has a maximum number of points that can be earned upon purchase, which can be found here. Points will only be awarded to the primary policyholder after the policy has been held for 60 continuous days. The number of points awarded will be based on the premium of the policy at the expiry of the 60-day period. Sign on Qantas Points are not available for any insurance policy purchased for a vehicle that has been insured by the primary policyholder through Qantas Car Insurance at any time in the 6 months prior to policy purchase date. Qantas may withdraw or extend this offer at any time.
2 The Qantas Wellbeing Program is accessed through the Qantas Wellbeing App (the App). The App is offered by Qantas and you must be a member of the Qantas Frequent Flyer (QFF) program and 13 years of age or over to use the App. Conditions apply. You must be a member of the QFF program to earn Qantas Points. Membership and Qantas Points are subject to the QFF Terms and Conditions. A joining fee usually applies. However, this will be waived if you join when you download the App. Each Qantas Insurance policy has a maximum number of Qantas Points that can be earned each year through the App. 6,000 is the maximum number of Qantas Points that can be earned each year through the App by the primary policy holder of a Qantas Car Insurance policy. To earn 6,000 Qantas Points, the primary policyholder must complete the highest daily and weekly challenges, win every weekly group challenge and complete all available checks. Qantas may amend or withdraw this offer at any time.
3 The Qantas Wellbeing Program is accessed through the Qantas Wellbeing App (the App). The App is offered by Qantas and you must be a member of the Qantas Frequent Flyer (QFF) program and 13 years of age or over to use the App. Conditions apply. You must be a member of the QFF program to earn Qantas Points. Membership and Qantas Points are subject to the QFF Terms and Conditions. A joining fee usually applies. However, this will be waived if you join when you download the App.
4 Customers who purchase a Roadside Assistance product will earn 1 Qantas Point for every $1 paid.