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Compare our Car Insurance Covers

Standard benefits

Standard benefits
MOST POPULAR
Comprehensive CoverThird Party Property, Fire and TheftThird Party Property Only

Covers for loss or damage to your car due to an accident (even if you’re at fault), severe weather, vandalism and theft; as well as your liability for accidental damage your car causes to other people’s property.

Covers you for your liability for accidental damage your car causes to other people's property, as well as damage to your car if it's stolen or catches fire.

Covers your liability for accidental damage your car causes to other people’s property, for example their car or their home.

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Loss or damage to your vehicle
Damage to someone else’s car or other property (legal liability)
Damage caused by an uninsured driver
Towing
Hire car following theft
Hire car following no fault accident
Replacement of stolen keys/remote
Damage to your caravan or trailer in a collision
Damage or theft of personal effects in your car
Damage or theft of child seat/baby capsule in your car
Debris removal
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MOST POPULAR

Comprehensive Cover

Covers for loss or damage to your car due to an accident (even if you’re at fault), severe weather, vandalism and theft; as well as your liability for accidental damage your car causes to other people’s property.

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  • Loss or damage to your vehicle
  • Damage to someone else’s car or other property (legal liability)
    Up to $20 million
  • Damage caused by an uninsured driver
  • Towing
  • Hire car following theft
    Similar hire car up to $1,000 (limit 14 days)
  • Hire car following no fault accident
    Comparable Car Hire (Unlimited, no day limit)
  • Replacement of stolen keys/remote
    Up to $1,500
  • Damage to your caravan or trailer in a collision
    Up to $1,000 (caravan and trailer)
  • Damage or theft of personal effects in your car
    Up to $750
  • Damage or theft of child seat/baby capsule in your car
    Up to $750
  • Debris removal
    Up to $500 to remove debris from your car at the accident scene
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Third Party Property, Fire and Theft

Covers you for your liability for accidental damage your car causes to other people's property, as well as damage to your car if it's stolen or catches fire.

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  • Loss or damage to your vehicle
    Fire and theft only
  • Damage to someone else’s car or other property (legal liability)
    Up to $20 million
  • Damage caused by an uninsured driver
    Up to $5,000 (including recovery, towing and storage costs)
  • Towing
    Fire and theft only
  • Hire car following theft
    Similar hire car up to $1,000 (limit 14 days)
  • Hire car following no fault accident
  • Replacement of stolen keys/remote
  • Damage to your caravan or trailer in a collision
  • Damage or theft of personal effects in your car
  • Damage or theft of child seat/baby capsule in your car
  • Debris removal
    Up to $500 to remove debris from your car at the accident scene
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Third Party Property Only

Covers your liability for accidental damage your car causes to other people’s property, for example their car or their home.

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  • Loss or damage to your vehicle
  • Damage to someone else’s car or other property (legal liability)
    Up to $20 million
  • Damage caused by an uninsured driver
    Up to $5,000 (including recovery, towing and storage costs)
  • Towing
  • Hire car following theft
  • Hire car following no fault accident
  • Replacement of stolen keys/remote
  • Damage to your caravan or trailer in a collision
  • Damage or theft of personal effects in your car
  • Damage or theft of child seat/baby capsule in your car
  • Debris removal
    Up to $500 to remove debris from your car at the accident scene
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Car Insurance 15% Discount

Save 15% online

Save 15% when you take out a policy online. Discount applies to your first year’s premium. 

Started a quote and need a little help? Just give us a call on 13 49 60 and one of our insurance specialists will be happy to help. Plus, if you’ve already got a quote online - don’t worry, you’ll still receive 15% off. Just have your quote ID handy.

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Car insurance cover for you

Cooling-off Period

21-day money back guarantee from date of purchase, if you haven't made a claim.

Tailor-made Cover

Save on your premium by restricting your policy to drivers over a certain age.

Repair Guarantee

Any authorised repairs have a guarantee for as long as you own the car.

New-for-old

If your new car is written-off within two years and has travelled less than 40,000kms, we'll replace it with a new one.

24/7 Claims

You can lodge a claim over the phone or online, 24 hours a day, 7 days a week.

The only car insurance with Qantas Points

You could earn all of these points with Qantas Car Insurance

OFFER ENDS 29 JANUARY
  • Up to
    40,000 PTS

    when you join or switch. 

    All policies earn Qantas Points if held for 60 days. To earn the max. amount of points a min. spend of $2,000 applies. Eligibility criteria applies.

  • 1 PT

    per $1 spent on your premium. 

  • 2,600 PTS

    in a year with the Qantas Wellbeing App by regularly completing car safety checks and reaching your sleep goals. 

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The Qantas Wellbeing App

Earn Qantas Points for checking your tyres…

...getting your car serviced, plus more. Download the app and earn Qantas Points.  

Discover the app
The Qantas Wellbeing App

Qantas Wellbeing App users earned

500M Qantas Points

in total in 2023 for being active and completing checks. 

Download on the App StoreGet it on Google Play

The Qantas Wellbeing App

The Qantas Wellbeing App

Earn Qantas Points for checking your tyres, getting your car serviced, plus more. Download the app and earn Qantas Points. 

Discover the app
Download on the App StoreGet it on Google Play

Qantas Wellbeing App users earned

500M Qantas Points

in total in 2023 for being active and completing checks. 

roadside assistance image

Roadside Assistance for less than $1.80 a week

For an extra $89.95 on top of any car insurance cover, Roadside Assistance will give you the peace of mind knowing help is at hand, should you need it.

  • Unlimited callouts  24 hours, 7 days a week
  • A team of more than 2,700 service providers to get you on your way, faster
  • 1 Qantas Point for every $1 spent on your membership 

Frequently Asked Questions

What is an optional extra?

An optional extra is something that can be included with your policy for an additional cost, for example, Reduced Window Glass Excess.

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What is an excess?

An excess is the amount you need to pay when you make a car insurance claim.

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How is my premium calculated?

Many factors affect your total premium, including your age, the type of car you drive and your driving record.

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24/7 Claims

Whenever you need us, we’re here to help with your claim. 24 hours a day, 7 days a week on 13 49 60 or online.

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Save 15% with Qantas Car Insurance  

On your first year’s premium when you take out a policy online

Get a quote

Important Information

Qantas Car Insurance is issued by Auto & General Insurance Company Limited ACN 111 586 353, and is arranged by Qantas Airways Limited (Qantas), Authorised Representative (AR No 261363) of Auto & General Services Pty Ltd AFSL 241411, from whom Qantas receives a commission.

Roadside Assistance is offered by Qantas Insurance, and arranged by Auto & General Services Pty Ltd ABN 61 003 617 909; AFSL 241411, Level 13, 9 Sherwood Road, Toowong QLD 4066. Please refer to the Terms & Conditions for more information.

The information on this website is general advice only and does not take into account your individual needs, objectives or financial situation. Before you decide to buy or to continue to hold an insurance product, you should read the relevant Product Disclosure Statement (PDS), Target Market Determination (TMD) and Financial Services Guide (FSG). Underwriting criteria applies. Any discounts on both new and renewing policies only apply to the extent that any minimum premium isn't reached.