- Earn up to 20,000 Qantas Points for joining,1 and points for paying your premium. Min. spend $1,550 to earn 20,000 points. Eligibility criteria applies.
- Earn Qantas Points for car safety 2
- Over 2.5 billion Qantas Points enjoyed by members thanks to Qantas Insurance 3
Included in Comprehensive Cover
If a car you purchased brand new is written off within two years or 40,000km of the original registration (whichever comes first), we’ll replace it with a new one and take care of your registration and CTP. Terms, conditions, limits and exclusions apply. For full details, please read the product disclosure statement.
The peace of mind of knowing you’re covered for up to $20 million in the event your car causes accidental damage to other people’s vehicles and property.
If you have an accident and your car is not able to be driven, don’t worry - we won’t leave you stranded. We’ll cover any reasonable costs to recover, relocate, tow and store your car.
If your car is stolen or damaged due to theft, we’ll cover you for a similar hire car up to $1,000 (limit 14 days)
If we agree to pay your claim for a No-Fault Accident, we'll arrange a similar hire car for you to use until your car is repaired or your claim is paid, whichever comes first.
If your car keys or remote are stolen and not recovered, and you report the loss to police, we’ll pay up to $1,500 to replace and recode the locks.
If you have a collision while towing your caravan or trailer, we’ll pay for any damages up to $1,000.
If your car is damaged and unable to be driven, we will pay up to $200 per day (up to $1,000 in total) for temporary accommodation or transport (including flights) for you and your passengers.
You are covered for up to $750 for personal items that are damaged in a car accident or stolen from your car.
Earn Qantas Points
You could earn all of these points with Qantas Car Insurance
Upgrade your Comprehensive Cover
Accident Hire Car
Compact hire car for up to 14 days while your car is being repaired, if it is involved in an at fault accident.
24/7 Roadside Assistance
Unlimited roadside call-outs if you break down, have a flat battery, run out of fuel and more.4
Window glass excess
For an additional premium, you can reduce your window glass excess to just $40.
Choice of Repairer
Gives you the option to nominate your preferred repairer.
Car Insurance that has you covered
21-day money back guarantee from date of purchase, if you haven't made a claim.
Save on your premium by restricting your policy to drivers over a certain age.
Any authorised repairs have a guarantee for as long as you own the car.
If your new car is written-off within two years and has travelled less than 40,000kms, we'll replace it with a new one.
You can lodge a claim over the phone or online, 24 hours a day, 7 days a week.
Terms, conditions, limits and exclusions apply. For full details, please read the product disclosure statement.
Roadside Assistance for only $1.60 a week
For an extra $79.95 on top of any car insurance cover, Roadside Assistance will give you the peace of mind knowing help is at hand, should you need it.
- 24 hour assistance, 7 days a week
- A team of more than 2,800 roadside mechanics to get you on your way, faster
- 1 Qantas Point for every $1 spent on your membership5
The Qantas Wellbeing App
Earn Qantas Points for checking your tyres…
…getting your car serviced, plus more. Download the app and earn Qantas Points. 2
Earn Qantas Points for checking your tyres, getting your car serviced, plus more. Download the app and earn Qantas Points. 2
Qantas Wellbeing App users earned
Qantas Points in the last month alone, for doing the things they do every day - even sleeping.6
Qantas Wellbeing app users earned
Qantas Points in the last month alone, for doing the things they do every day - even sleeping. 6
Frequently Asked Questions
What is Third Party Cover?
Third Party insurance offers cover for damage your car causes to someone else's vehicle or property.Read more
What is an excess?
An excess is the amount you need to pay when you make a car insurance claim.Read more
How is my premium calculated?
Many factors affect your total premium, including your age, the type of car you drive and your driving record.Read more
All the detail to help you make an informed product decision.
Financial services guide
Important information about Qantas Car Insurance.
All the detail to help you make an informed product decision.
PDS - Supplementary
This SPDS supplements your Car Insurance PDS Part A and PDS Part B.
Premium, Excess & Discount (PED) Guide
Information to help you understand how your total premium has been calculated, excess options and discounts that are available.
Qantas Car Insurance is issued by Auto & General Insurance Company Limited ACN 111 586 353, and is arranged by Qantas Airways Limited (Qantas), Authorised Representative (AR No 261363) of Auto & General Services Pty Ltd AFSL 241411, from whom Qantas receives a commission.
The information on this website is general advice only and does not take into account your individual needs, objectives or financial situation. Before you decide to buy or to continue to hold an insurance product, you should read the relevant Product Disclosure Statement (PDS) and Financial Services Guide (FSG). Underwriting criteria applies.
1 Customers who purchase a Qantas Car Insurance policy will earn up to 20,000 sign on Qantas Points. 20,000 is the maximum number of sign on Qantas Points that can be earned on annual premiums $1,550 or over. Each Qantas Car Insurance policy has a maximum number of points that can be earned upon purchase, which can be found here. Points will only be awarded to the primary policyholder after the policy has been held for 60 continuous days. The number of points awarded will be based on the premium of the policy at the expiry of the 60-day period. Sign on Qantas Points are not available for any insurance policy purchased for a vehicle that has been insured by the primary policyholder through Qantas Car Insurance at any time in the 6 months prior to policy purchase date. Qantas may withdraw this offer at any time.
2 The Qantas Wellbeing Program is accessed through the Qantas Wellbeing App (the App). The App is offered by Qantas and you must be a member of the Qantas Frequent Flyer (QFF) program and 13 years of age or over to use the App. Conditions apply. You must be a member of the QFF program to earn Qantas Points. Membership and Qantas Points are subject to the QFF Terms and Conditions. A joining fee usually applies. However, this will be waived if you join when you download the App. Each Qantas Insurance policy has a maximum number of Qantas Points that can be earned each year through the App. To earn 1,600 Qantas Points in a 12 month period, the primary policyholder of a Qantas Car Insurance policy must complete one car service, four tyre pressure checks and reach their sleep goal 6 out of every 10 days, and record this in the Qantas Wellbeing App.
3 Based on Qantas Points Earned with all Qantas Insurance products (prev. known as Qantas Assure) between 1 March 2016 to 31 July 2019.
4 Fair Use Policy may be applied when assistance is requested more frequently than we consider reasonable or in a manner we consider excessive.
5 Customers who purchase a Roadside Assistance product will earn 1 Qantas Point for every $1 paid.
6 The Qantas Wellbeing Program is accessed through the Qantas Wellbeing App (the App). The App is offered by Qantas and you must be a member of the Qantas Frequent Flyer (QFF) program and 13 years of age or over to use the App. Conditions apply. You must be a member of the QFF program to earn Qantas Points. Membership and Qantas Points are subject to the QFF Terms and Conditions. A joining fee usually applies. However, this will be waived if you join when you download the App.