Contents insurance for renters

Optional Flood Cover can help protect your belongings against loss or damage caused by a flood - subject to our underwriting criteria.

Covers those unexpected mishaps - like spilling red wine on the carpet or dropping a fragile vase by mistake. It’s handy to have if you want cover for things that aren’t usually included in standard Renters Insurance.

Cover the things you take with you - from sunglasses and watches to jewellery and cameras. Because your life moves, and your cover should too.

If a power surge takes out the electric motor in one of your appliances (and it’s under 10 years old), we’ll cover the cost to repair or replace it - plus any food that spoils because of it.

Extend your cover to your contents in commercial storage - so even when they’re out of sight, they’re not out of protection.

You’ll earn 1pt for every $1 spent on your premium with every policy you take out. 

We’ll replace your belongings with new ones if they’re stolen or can’t be fixed, regardless of their age. Limits and T&Cs apply. Estimate the price of your contents here.

If your rental becomes unliveable due to an insured event, we’ll cover temporary accommodation for you and your pets - up to 10% of your sum insured, for up to 12 months.

Protection if you temporarily take some of your belongings away from home and they get lost or damaged within 90 days, for up to 20% of your total contents value.

As the cost of replacing your belongings goes up, so does your cover - helping ensure you’re not left out of pocket over time.