Home Insurance
You’ll have added peace of mind knowing that both your investment property and its contents have cover against loss or damage caused by events like storms, fire, and theft.
Help protect your investment property building, garage and other structures against loss or damage due to events like storms and fire.
Help protect the contents inside your investment property - such as furniture and electrical appliances - against loss or damage due to events like storms and fire.
Save 15% when you take out a policy online (Landlord Home Insurance only or Landlord Contents Insurance only), or 30% when you combine Landlord Home and Contents Insurance. Discounts apply to your first year’s premium.Â
Started a quote and need a little help? Just give us a call on 13 49 60 and one of our insurance specialists will be happy to help. Plus, if you’ve already got a quote online - you’ll still receive 30% off your combined policy. Just have your quote ID handy.
Insured events you’re covered for
Qantas Landlord Home and Contents Insurance helps protect your investment property and its contents against loss or damage caused by the following insured events:
Storm and rainwater (flood cover is optional)
Fire
Lightning
Theft or attempted theft
Escape of liquid (e.g. burst pipe)
Impact at the home
Breakage of glass, ceramic and sanitary fixtures
Malicious damage, vandalism, riot or civil commotion
Explosion
Earthquake or tsunami
Storm and rainwater (flood cover is optional)
Fire
Lightning
Theft or attempted theft
Escape of liquid (e.g. burst pipe)
Impact at the home
Breakage of glass, ceramic and sanitary fixtures
Malicious damage, vandalism, riot or civil commotion
Explosion
Earthquake or tsunami
Looking to add more cover? For an additional premium, customise your cover to best suit your needs by adding one or more of the following optional extras, designed specifically for landlords:
Get coverage up to $150,000 for your investment property and up to $20,000 for your contents, and if a fire is maliciously lit, we’ll pay up to the sum insured.
Protects you against rental income loss if your tenant stops paying or leaves unexpectedly.
Optional Flood Cover can help protect your property or its contents against loss or damage caused by a flood - subject to our underwriting criteria.
If a power surge takes out the motor electric in one of your appliances (and it’s under 10 years old), we’ll cover the cost to repair or replace it - plus any food that spoils because of it, if you hold Landlord Contents Insurance.
Help protect your property and its contents while earning Qantas Points towards your next holiday
You’ll earn 1pt for every $1 spent on your premium with every property you insure.Â
Helps replace your rental income if your investment property becomes unliveable due to an insured event — up to 10% of your building sum insured, for up to 12 months.
Steps in if items you own inside the rental (like fixed carpets, blinds or light fittings) are damaged - up to 5% of your building’s sum insured amount to help repair or replace them.
As the cost of replacing your property and its contents goes up, so does your cover—helping ensure you’re not left out of pocket over time.
All authorised repairs are guaranteed, giving you confidence in both the materials and the work.
Earn Qantas Points for checking your gutters and smoke alarms, saving on power and more. Download the App today and earn Qantas Points.Â
in total in 2024 for being active and completing checks.Â
On your first year’s premium when you take out a combined policy online
Qantas Home and Contents Insurance is issued by Auto & General Insurance Company Limited ACN 111 586 353, and is arranged by Qantas Airways Limited (Qantas), Authorised Representative (AR No 261363) of Auto & General Services Pty Ltd AFSL 241411, from whom Qantas receives a commission.
The information on this website is general advice only and does not take into account your individual needs, objectives or financial situation. Before you decide to buy or to continue to hold an insurance product, you should read the relevant Key Fact Sheets (KFS), Product Disclosure Statement (PDS), Target Market Determination (TMD) and Financial Services Guide (FSG). Underwriting criteria applies. Any discounts on both new and renewing policies only apply to the extent that any minimum premium isn't reached. Home and Contents Insurance is not available in NT, North QLD or Northern WA.
