Travelling to new destinations can be an exciting experience, however, it’s important to consider the possibility of any unforeseen circumstances that might arise during your journey. This is where travel insurance might come in handy. It can provide you with coverage against unexpected events, including trip cancellation, overseas medical emergencies, and loss of luggage. However, the process of getting travel insurance can sometimes seem daunting. To help you out, learn about 5 different ways you can buy travel insurance for your next trip.
Understanding the basics of travel insurance
Before we dive into the ways to get travel insurance, it's important to understand what it is and what it may cover. Travel insurance is a type of insurance policy that provides coverage for various risks that may arise before and during a trip. Common types of coverage include trip cancellation, trip interruption, overseas medical expenses, emergency medical evacuation, and baggage loss. However, the specific coverage can vary depending on the policy and provider.
Ways to get travel insurance:
1. Online
An easy way to get travel insurance is online. There are a range of policies available with different coverage options, so you can choose the one that best suits your needs. Whether you’re travelling within Australia or if you’re heading overseas, Qantas offers a range of different types of travel insurance that can help protect your trip.
2. With your flight booking
If you haven’t already purchased your flights, some airlines will allow you to purchase your travel insurance as an ‘add on’ to your flight. This is a quick and convenient way to purchase your insurance and flights in one go. With Qantas, you’ll be able to add Qantas Travel Insurance to your booking when you purchase your flights on Qantas.com.
3. Over the phone
If you have any questions or concerns about your travel insurance needs, one way to purchase your policy is over the phone with the relevant provider or their agents. This can help clear up any questions you have, if you’re unsure about what coverage the policies include, or what policy may be the most suitable for you. For example, Qantas Travel Insurance have a team of insurance specialists you can call to support you with the purchase of your travel insurance.
4. With your travel agent
If you’re already booking your holiday through a travel agent, they may be able to offer travel insurance as part of their services. This option can be convenient as your travel agent will take care of the entire process for you.
5. Through your credit card
Some credit cards offer complimentary travel insurance as a benefit to their cardholders. Check with your credit card provider to see if they offer this benefit and what type of coverage is provided. However, keep in mind that the coverage may vary compared to other paid options, so it’s best to check that the complimentary policy meets your needs.
Buy travel insurance whichever way suits you best
Getting travel insurance doesn't have to be complicated. By understanding the basics of travel insurance and exploring different options, you can find the policy that best meets your needs. With Qantas Travel Insurance, you’re able to purchase both international and Australian travel insurance through our website, by calling our insurance specialists on 13 49 60, or simply add it when you book your flight on Qantas.com. Whichever way you decide to purchase your travel insurance, be sure to read the policy details carefully and choose the coverage that provides the protection you need.
Disclaimer Qantas Travel Insurance is issued by AIG Australia Limited ABN 93 004 727 753, AFSL 381686 (“AIG”). Qantas Airways Limited is AIG’s authorised representative (AR 261363). This is general advice only and your objectives, financial situation or needs have not been taken into account. You should consider whether the advice is suitable for you and your personal circumstances. Before making any decision to buy the travel insurance, you should read the Product Disclosure Statement (PDS), Target Market Determination (TMD) and Financial Services Guide (FSG).
