Health Insurance Reforms

12 Mar 2020 3 min read

Health Insurance Reforms

On 1 April 2019, reforms to private health insurance were introduced by the Government. There are many positive changes that were rolled out in an effort to make private health insurance easier to understand, choose, and premiums more affordable.

What does this mean for you?

As a result of these industry reforms, you may have seen some changes to your health insurance policy. If your policy is affected, your fund should have been in touch with more detailed information prior to these changes being introduced.

Rest assured though, Qantas Health Insurance will continue to be more rewarding, with Qantas Points when you join, points on your premium for the life of your policy and for being active via the Qantas Wellbeing App. Find out more here

Key reforms

Below is a table of key reforms starting from 1 April 2019. The mandatory changes need to be fully completed by all health funds by 1 April 2020. For a full list of the reforms and how they may affect you, please visit the Government website.

Mandatory changes to private health insurance:

  • The introduction of Gold, Silver, Bronze and Basic product tiers which will make it easier to compare and choose covers

  • The introduction of a standardised set of categories to help you easily understand what different products do and do not cover

  • The removal of cover for some Natural Therapies

Voluntary changes Qantas Health Insurance has chosen to implement:

  • Higher excess options to help you save on the cost of your premiums

  • Premium discounts of up to 10% for people aged 18-29 who have, or will take out hospital cover

Please don't hesitate to contact us to talk about any of these changes, or to discuss the range of covers available with Qantas Health Insurance. You can speak to an expert by calling 13 49 60, or get a quote online by clicking the button below.

More articles

View all
Lifetime Health Cover Loading - Need to Know

Lifetime Health Cover Loading - Need to Know

16 Dec 2019 5 min read

How does Lifetime Health Cover (LHC) loading impact you? You could avoid the loading charges on your policy and save money. Find out more today.

Read more
Melbourne Bushwalks

Melbourne Bushwalks

07 Apr 2020 5 min read

While Melbourne does not have a harbour to rival its northern sibling, the greater Melbourne area also has its pick of sublime natural wonders.

Read more
Sydney Nature Walks

Sydney Nature Walks

08 Apr 2020 5 min read

Explore some of Sydney’s better known walks, such as the Manly to Spit Bridge walk and some of the lesser known yet beautiful treks.

Read more