Home and Contents Insurance
Peace of mind of knowing that both your home and your contents are covered against loss or damage caused by events like storms, fire, and theft.
- Property repair or replacement
- Contents repair or replacement
Home insurance with up to 20,000 Qantas Points 1
Make insuring the place you call home more rewarding with Qantas Home Insurance. Min. spend $1,550 to earn 20,000 points. Points awarded after 60 days. Not available with cover for homes or contents we've recently insured for you.
Choose the cover that's right for you
Home Building Insurance
Protect your home building, garage and other structures – against loss or damage due to events like storms, fire and vandalism.
- Property repair or replacement
- Contents repair or replacement
Contents Insurance
Protect the contents inside your home - such as furniture and electrical appliances - against loss or damage due to events like storms, theft and fire.
- Property repair or replacement
- Contents repair or replacement
Landlord Insurance
Protect your investment property building and any contents you have provided for tenant's use against loss or damage.
Renters Insurance
Even though you don’t own the property you’re renting, you may still want to protect the contents inside your home against loss or damage caused by events like storms, fire and theft.
Protect your home and contents
Guaranteed repairs
Any authorised repairs have a guarantee on the quality of workmanship and materials - so you can claim with confidence.
Temporary accommodation
Cover for temporary accommodation for up to a year if your home is unliveable due to an insured event, so you and your pets won’t be left without anywhere to stay.
Legal liability
Up to $20 million cover for someone else’s accidental injury or death, or for loss or damage to someone else's property at the insured address (home insurance) or anywhere in Australia (contents insurance).
New-for-old replacement
If your belongings are stolen or damaged beyond repair, we’ll pay to replace them with a new, equivalent item - regardless of the age of your original item.
Debris removal and extra rebuilding costs
Help with removal of debris and extra rebuilding costs including demolition, professional and building-application fees. We’ll also cover the storage of any undamaged contents.
Insurance with Qantas Points
Discover all the ways you can earn with the only home insurance that comes with Qantas Points.
- Up to20,000 PTSwhen you join or switch.1 Min. spend $1,550 to earn 20,000 points. Eligibility criteria and T&Cs apply.
- 1 PTper $1 spent on your premium.
- 2,600 PTSin a year with the Qantas Wellbeing App by regularly completing home-related checks and reaching your sleep goals.3
What you’re covered for
Qantas Home and Contents Insurance covers your home and personal possessions against loss or damage caused by the following insured events:
The Qantas Wellbeing App
Earn Qantas Points for checking your gutters...
...and smoke alarms, saving on power and more. Download the App today and earn Qantas Points.3
Qantas Wellbeing App users earned
16,453,829
Qantas Points in the last month alone, for doing the things they do every day - even sleeping.4
The Qantas Wellbeing App
Earn Qantas Points for checking your gutters and smoke alarms, saving on power and more. Download the App today and earn Qantas Points.
Discover the appQantas Wellbeing App users earned
16,453,829
PTSQantas Points in the last month alone, for doing the things they do every day - even sleeping.4
Frequently Asked Questions
What is optional cover?
An optional cover is something that can be added to your
policy for an additional cost, for example, Flood Cover.
Read moreWhat is an excess?
An excess is the amount you need to pay when you make a home insurance claim.
Read moreShould I get home insurance?
It’s not a legal requirement, however your lawyer or conveyancer will usually recommend you insure your home (or investment property). Also, mortgage lenders require you to take out insurance as a condition of the loan.
Read moreDiscover a more rewarding home insurance
Important Information
Qantas Home and Contents Insurance is issued by Auto & General Insurance Company Limited ACN 111 586 353, and is arranged by Qantas Airways Limited (Qantas), Authorised Representative (AR No 261363) of Auto & General Services Pty Ltd AFSL 241411, from whom Qantas receives a commission.
The information on this website is general advice only and does not take into account your individual needs, objectives or financial situation. Before you decide to buy or to continue to hold an insurance product, you should read the relevant Key Fact Sheets (KFS), Product Disclosure Statement (PDS) , Target Market Determination (TMD) and Financial Services Guide (FSG). Underwriting criteria applies. Home and Contents Insurance is not available in NT, North QLD or Northern WA.