In these Terms, the words ‘our’, ‘us’ and ‘we’ refer to one or both of:
as required in these Terms. The words ‘you’ and ‘your’ refer to users of this website.
This website and its content are made available only to the following persons for bona-fide purposes:
By using this website, you warrant that you are such a website user.
You must not use this website or its content:
Without limiting the above, you will not either yourself or through another party:
The material contained on this website is protected by copyright. Except to the extent permitted by relevant copyright legislation, you must not use, copy, modify, transmit, store, publish or distribute the material on this website, or create any other material using material on this website, without obtaining our prior written consent.
Trade marks (whether registered or unregistered) and logos must not be used or modified in any way without obtaining our prior written consent.
The material, products, technology and processes contained in this website may be the subject of other intellectual property rights owned by us or by third parties. No licence is granted in respect of those intellectual property rights other than as set out in these Terms.
This website may contain links to, or frame, websites of third parties ("external sites"). We are not required to maintain or update the links.
Links to, or framing of, external sites should not be construed as any endorsement, approval, recommendation or preference by us of the owners or operators of the external sites, or for any information, products or services referred to on the external sites unless expressly indicated on this website.
We make no warranties and accept no liability in relation to material contained on external sites.
You must obtain our prior written permission to link to this website.
Secure Sockets Layer (SSL) encrypts the information you send through this website. We do not control SSL and cannot guarantee the strength or effectiveness of that encryption.
Cookies are small pieces of data stored on the web browser on your computer. This website and associated websites (including those you reach by clicking on advertising) may store cookies on your web browser.
Certain statutory warranties under consumer protection laws will be implied for the benefit of consumers. Nothing in these Terms is intended to exclude or restrict the application of such laws but we do not give any guarantee or warranties or make any representation of any kind, express or implied, with respect to use of this website outside these laws.
Subject to claims available under consumer protection laws:
You agree to indemnify and keep indemnified us and our directors, officers, employees, agents, contractors and related bodies corporate for all loss suffered or incurred, directly or indirectly, as a result of:
You might use this website to find out more about us and our car insurance products. But if you decide to buy a car insurance policy online, there are some important things you should know.
Buying car insurance online is a two-stage process:
You will not have a policy of insurance with us until each of the following has occurred:
We will assume that any electronic instruction received via this website is authentic. We have no obligation to authenticate the identity of any person issuing or transmitting the electronic instructions, or to verify the accuracy or completeness of the electronic instructions. We may act on the electronic instructions sent or received through this website, without any reference to you.
Any car insurance policy purchased via this website must be paid for by direct debit or one of the credit cards we accept.
The amount or amounts due must be paid in full by clear funds by the due date. Details of your payment plan will be provided with your policy documents.
Any application for car insurance made using this website is subject to compliance with your disclosure obligations, our approval process and the terms and conditions of the insurance policy which are set out in our Product Disclosure Statement. You should read the relevant Product Disclosure Statement available from this website before making any decisions regarding the products.
This website does not purport to provide you with personal financial advice or personal investment advice. The information on this website does not take into account your individual circumstances. You should consider whether the car insurance products referred to on this website are appropriate for you, having regard to your objectives, financial situation or needs.
The law applicable in the state of New South Wales will apply to the use of this website and the resolution of any dispute arising from access to and use of the website. You submit to the courts and tribunals of the state of New South Wales.
You may contact us by writing to Qantas Insurance, PO Box 342, Toowong, QLD 4066.