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We’ll help you find the right health cover for your needs and budget.

Find the right health insurance for you

Health - Insurance Benefit - Single

You’re single

Young and single? Older and flying solo? Cover yourself so you have more freedom to explore and live life to the full.

Health - Insurance Benefit - Couple

You’re a couple

Young couples, those thinking of kids, and older couples with differing needs can easily combine their cover.

Health - Insurance Benefit - Family

You’re a family

Cover your family as they grow from newborns into early childhood, through school, teenage years and beyond.

Health - Insurance Benefit - Single Parent

You’re a single parent

Parenting and single? You'll discover cover for you and your kids from little bubs to teens and everything in between.

Qantas Health Insurance

The only health insurance that comes with Qantas Points

Earn Qantas Points you can put towards your next holiday, upgrades and more.

Up to 140K_POINTS

Earn up to 140,000 Qantas Points for joining by 2 July. Points will be awarded based on your level of cover over 6 months. Eligibility criteria and T&Cs apply. 

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Earn 1 Qantas Point per $1 spent on your premium every month. 

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You could earn 12,000 Qantas Points in a year with the Qantas Wellbeing App by walking 10,000 steps each day and regularly reaching your sleep goals. 

Why switch to Qantas Health Insurance

Waiting periods recognised

Waiting periods already served for comparable services will be recognised

No surprises

Get 60%, 65% or 75% back on Extras up to your annual limit when you claim

Minimal paperwork

Most of the paperwork will be taken care of for you, so you don’t have to worry

Claim online

Claim on the go for most Extras either online or via the Qantas Wellbeing App

What is health insurance?

Private health insurance has two parts – Hospital and Extras cover. They can help you avoid lengthy wait times for public hospitals, help offset the costs of health care services not covered by Medicare, and allow you to choose your doctor.

What is Hospital cover?

Hospital cover helps pay the often high costs of in-hospital services such as surgery, anaesthesia, private rooms and theatre fees, and will vary according to the level of cover you choose, your service provider, and the procedure involved.

What is Extras cover?

Extras cover helps pay for things that are ‘extra’ to in-hospital services – and not covered by Medicare. Purchased separately or together with Hospital cover, an Extras policy covers health care services like dental, physio and optical.

Helping you understand health insurance...

  • All Australian residents pay a contribution towards the cost of running Medicare, our national health care system. It’s called the Medicare Levy and is paid in addition to the base tax you pay on your taxable income.

    The Medicare Levy Surcharge (MLS) is a tax paid in addition to the Medicare Levy if you don’t have private hospital cover and your income is above a certain threshold. Its aim is to encourage individuals to take out private hospital cover to reduce demand on the public system.

    You won’t pay the MLS if…

    • You have an appropriate amount of Hospital cover (defined as Hospital cover with an excess of $750 or less for singles, or $1,500 or less for couples and families).

    • If your annual taxable income is less than $93,000, or $186,000 for a couple.

    If you don’t have private hospital cover, you may need to pay the MLS if your income is above the following thresholds:

  • Medicare Surcharge Table

    Source: www.ato.gov.au. Accurate as at 1 July 2023. The ATO may change the income tiers applicable from time to time and you can find up to date information here.

    *Single parents and couples (including de facto couples) are subject to family tiers. For families with children, the thresholds are increased by $1,500 for each child after the first.

  • All Australian residents pay a contribution towards the cost of running Medicare, our national health care system. It’s called the Medicare Levy and is paid in addition to the base tax you pay on your taxable income.

    The Medicare Levy Surcharge (MLS) is a tax paid in addition to the Medicare Levy if you don’t have private hospital cover and your income is above a certain threshold. Its aim is to encourage individuals to take out private hospital cover to reduce demand on the public system.

    You won’t pay the MLS if…

    • You have an appropriate amount of Hospital cover (defined as Hospital cover with an excess of $750 or less for singles, or $1,500 or less for couples and families).

    • If your annual taxable income is less than $93,000, or $186,000 for a couple.

    If you don’t have private hospital cover, you may need to pay the MLS if your income is above the following thresholds:

  • Medicare Surcharge Table

    Source: www.ato.gov.au. Accurate as at 1 July 2023. The ATO may change the income tiers applicable from time to time and you can find up to date information here.

    *Single parents and couples (including de facto couples) are subject to family tiers. For families with children, the thresholds are increased by $1,500 for each child after the first.

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Don’t wait any longer to earn BIG across the entire Qantas Insurance range

Did you know that we’ve boosted the Qantas Points you could earn across car, home and travel insurance?

Learn more

The Qantas Wellbeing App

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Set Challenges

Challenge yourself, or invite a friend and challenge them. 
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Choose an activity

Walk, cycle or swim. Set your goal and start moving.
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Partner discounts

Exclusive offers and discounts from our Wellbeing Partners.
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Understand your health

Complete the health assessments to learn more about your health.

Switch to Qantas Health Insurance and earn Qantas Points

Qantas Health Insurance is issued by nib health funds limited ABN 83 000 124 381 (nib) a registered private health insurer, and is arranged by Qantas Airways Limited ABN 16 009 661 901 (Qantas), for which Qantas receives commission.