Health Insurance
2021 Health Insurance premiums
Why is Qantas Health Insurance increasing its premiums?
Who determines when, and by how much, premiums change?
When will the price change come into effect?
What is driving the increase in premiums?
I thought my premium increase had been waived?
Why are some product premiums increasing more than others?
I just received a premium increase in October, why is my premium increasing again?
When will members be notified of the changes?
Are other health funds increasing their premiums?
I’m receiving JobKeeper /JobSeeker payments as part of the Federal Government's COVID-19 support, do these premium changes apply to me?
Why are you increasing my premium during a pandemic?
Why should I keep my private health insurance?
I’m struggling financially as a result of the COVID-19 pandemic, is Qantas Health Insurance offering any additional financial support?
What is Qantas Health Insurance doing to help reduce out-of-pocket expenses?
Will the COVID-19 support package be extended?
How have the changes to the Australian Government Rebate affected my premium?
I paid my premium for the year in advance to avoid the premium changes. Do I need to pay an additional amount?
If I make a payment for premiums due prior to 1 April 2021 will I need to pay the higher premium price?
When is the last date I can make a pre-payment to avoid the premium increase?
What if I have any questions?
Coronavirus Pandemic (updated February 2021)
When is the COVID-19 support package ending?
Is Qantas Health Insurance extending telehealth benefits indefinitely?
Am I eligible to claim for telehealth benefits?
What services are covered under telehealth?
Does my health insurance cover doctors’ appointments?
Am I covered for pathology tests for COVID-19?
Will COVID-19 be considered a pre-existing condition?
If my planned public hospital procedure needs to be moved to a private hospital, will I be covered?
I have a procedure coming up, what should I do?
Is it safe to go to the dentist or the physio?
I’m struggling financially as a result of the COVID-19 pandemic, is Qantas Health Insurance offering any additional financial support?
Tax Time
When will I receive a copy of my FY20 Private Health Insurance Statement?
What do I have to do when lodging my tax return?
What does my Private Health Insurance Statement include?
How can I find a copy of my Private Health Insurance Statement?
What do I do if my Private Health Insurance Statement is incorrect?
What if I didn’t have Hospital cover for the full year?
Will I receive a Lifetime Health Cover Statement at tax time?
How can I contact the Australian Taxation Office?
The Basics
What is Hospital cover?
What is Extras cover?
Where can I find information about the Australian Government Rebate on health insurance?
Where can I find information about Lifetime Health Cover?
Where can I find information about the Medicare Levy Surcharge?
What are Waiting Periods?
What is a pre-existing condition?
What is an excess?
What is an out-of-pocket expense?
Buying Health Insurance
Up to what age will my children be covered under my policy?
How do I join Qantas Health Insurance?
What payment options are available?
I’m currently under my parent’s policy, when will I need to get my own?
Will I have to serve waiting periods again if I am switching from another health fund?
When will I receive my membership card?
Is there a cooling off period for Qantas Health Insurance?
Managing my Policy
How do I update my details online?
How can I change who is covered on my membership?
What should I do if my Qantas Insurance card is lost or stolen?
Can my partner also make changes to our policy?
Can I suspend my policy if I’m going overseas?
Can I suspend my policy?
How do I change my level of cover?
How do I add my newborn to my policy?
Making a Claim
How do I make a claim?
How do I know if a waiting period still applies for a hospital or extras service?
How do I find out the remaining amount left to claim on my Extras services for the year?
Under 30’s Discount
What % discount will I get with the age-based discount?
If I switch health funds, will my age-based discount apply from my previous health fund?
Does my discount apply to Hospital and Extras cover?
I’m already a member - do I get the discount?
What happens if we have a Couples policy?
What if I get an aged-based discount but my partner has a lifetime health cover loading (LHC)?
Earning Qantas Points
How many Qantas Points will I earn for joining?
I haven’t received my Qantas Points for joining health insurance?
How many Qantas Points will I earn each year with my health policy?
How many Qantas Points will I earn with the Qantas Wellbeing App?
What is the Active Kids Program benefit?
Qantas Health Insurance Complaints
Car Insurance
The Basics
What types of car insurance does Qantas offer?
What’s covered under Comprehensive car insurance?
Which car insurance is compulsory to have?
What's the difference between Third Party Property and Compulsory Third Party (CTP) insurance?
Would Third Party Property, Fire and Theft Insurance cover attempted theft-related damage to my car or personal items stolen from my car?
What is a car insurance excess?
When do I need to pay an excess?
When do I not need to pay an excess?
What is a ‘no fault’ accident?
Making a claim
I’ve had an accident - what do I do now?
Does Qantas Insurance guarantee the repairs?
My car is a write-off. What happens now?
Managing your Car Insurance policy
Managing your Qantas Car Insurance policy
I’m selling/trading in my car and buying another - can I transfer my insurance to my new car?
How do I set up an online account?
What changes can I make to my car insurance?
What if I want to make a complaint?
Can you offer assistance if I am experiencing vulnerability or hardship?
Home Insurance
The Basics
What types of home insurance does Qantas Insurance offer?
What does home insurance cover?
What does contents insurance cover?
What optional extras are available with Qantas Home Insurance?
Does home insurance cover storm damage?
Does home insurance cover leaks?
Does home insurance cover termite damage?
Does home insurance cover theft?
Does home insurance cover theft while travelling?
Does home insurance cover breakage?
Does home insurance cover mobile phones?
What is Landlord Insurance?
Does Landlord Insurance cover unpaid rent?
How much does Landlord Insurance cost?
What is an excess?
When do I pay an excess?
Buying Home Insurance
Should I get home insurance?
How much is home insurance?
Does Qantas Home Insurance have a cooling-off period?
I’m selling my house - what do I need to do with my insurance?
Can home insurance be transferred to another home?
I’m building a house, so when should I get home insurance?
Do I need to list, or specify, home contents on my policy?
What if the amount I insure my home for is too low?
When does my home insurance take effect?
Making a claim
How do I make a home insurance claim?
How long do home insurance repairs take?
What if I can’t stay at home?
Does Qantas Home Insurance guarantee the repairs?
Managing your Home Insurance policy
How can I see and change my home insurance policy details?
Can I change my home insurance at any time?
Does my home insurance renew automatically?
If I cancel my home insurance, will I have to pay a fee?
Can I cancel my home insurance policy and get a refund?
What if I want to make a complaint?
Can you offer assistance if I am experiencing vulnerability or hardship?
Travel Insurance
Purchasing
Do I need travel insurance?
How do I purchase Qantas Travel Insurance?
Can I book Travel Insurance online?
Claiming
Your Policy
Which Product Disclosure Statement (PDS) relates to my policy?
How do I amend my Travel Insurance policy?
How can I change my existing Travel Insurance policy once I have made changes to my flight booking?
How do I cancel my Travel Insurance policy?
How do I extend my Travel Insurance policy?
What are my options if I'm unable to use my insurance policy due to coronavirus related travel bans?
Life Insurance
I have life insurance as part of my super, is that enough?
What additional features can I set up over the phone?
How to structure your policy? Stepped & Level premiums
How do I make a claim?
What is Inflation Protection?
Can I cancel my policy if I no longer need it?
What happens in the event both my partner and I pass away and they're my beneficiary?
What are Accident, Adventure Sports and Illness Cover?
What is Bundled insurance?
What is Standalone insurance?
How does Bundled Cover work when I make a claim?
Need additional support?
Need additional support contacting us?
What is the Life Insurance Code of Practice?
Complaints and Dispute Resolution
What can I do if I’m suffering financial hardship and am having trouble paying my premium?
Need more information?
All Categories > Life Insurance > Complaints and Dispute Resolution
Complaints and Dispute Resolution
At Qantas Life Insurance, we are always striving to provide the best service possible. So we welcome your feedback on any ways you feel we can improve our service. If you have a complaint in relation to Qantas Life Insurance or the service we've provided, please get in touch and let us know.and will do all we can to resolve any issues as quickly as possible.
Please contact us at:
Website: qantas.com/LifeInsurance
Telephone: 13 49 60
Email: hello@qantasinsurance.com
Mail: The Manager, Internal Dispute Resolution Team, Qantas Life Insurance, GPO Box 5380, Sydney NSW 2001
We will attempt to resolve your complaint within 45 days of the date it is received. If we are unable to resolve your complaint within that period, we will inform you of the reasons for the delay and let you know when we expect to provide a response to your complaint. If an issue has not been resolved to your satisfaction, you can lodge a complaint with the Australian Financial Complaints Authority (AFCA). AFCA provides fair and independent financial services complaint resolution that is free to consumers.
Website: www.afca.org.au
Email: info@afca.org.au
Telephone: 1800 931 678 (free call)
Mail: Australian Financial Complaints Authority, GPO Box 3, Melbourne VIC 3001
Time limits may apply to complaints to AFCA. You may wish to consult the AFCA website or contact AFCA directly to find out if there is a time limit on lodging a complaint with AFCA.