Qantas Car Insurance has got you covered three ways:
For a full list and details, please refer to the PDS
As the name suggests, Compulsory Third Party (CTP) Insurance (also known as a Green Slip) is required before a vehicle can be registered and legally driven on the road. It covers your legal liability for any harm you cause to a person, this includes loved ones in the car with you, other drivers, their passengers as well as pedestrians.
As CTP requirements vary from state to state, it’s important to check which apply to you. Click on the link below to find out:
Third Party Property Only car insurance is optional. It covers your legal liability for any damage your car causes to someone else’s property, for example, their car or home.
Compulsory Third Party (CTP) Insurance however, is just that - compulsory. It protects people - such as the driver of the other vehicle, a cyclist, or a pedestrian. It also protects loved ones in the car with you, other drivers and their passengers - who are injured in an accident that is your fault. Your CTP Insurance means they can access the medical treatment they need and, if they sustain serious injuries, the ongoing care and the support they need to recover.
No, Third Party Property, Fire and Theft Insurance does not cover damage as a result of the attempted theft of your car. It also doesn’t cover any personal items stolen from your car. If you are wanting this level of protection, Qantas Comprehensive Car Insurance may be suitable.
An excess is the amount you may have to pay when you make a claim on your car insurance. Depending on the circumstances of your claim, more than one excess may apply (see examples below). For example, you have a Basic Excess of $650 (and no other excesses apply) and your car is damaged in an accident, and the repairs end up costing $5,000, you only have to pay $650 - we would pay the rest.
Excesses that may apply to your claim:
You need to pay an excess for each incident which is the subject of a claim, unless your car is involved in a no-fault accident with another vehicle. Some examples of when an excess needs to be paid include:
You do not need to pay an excess if your car is involved in a no-fault accident with another vehicle and we decide that the driver of another vehicle (or person) was entirely at fault. This doesn’t apply however, when the at fault third party cannot be identified. For example, someone causes damage to your car while it is parked and they do not leave their details. In the event of an accident, it is important to make sure that you have the other party’s full name, residential address and vehicle registration number.
The first step is to lodge your claim and then we’ll assess your car’s damage and then arrange for it to be repaired. Qantas Car Insurance has a network of over 150 repairers who can do this, as well as seven dedicated assessment centres across Sydney, Melbourne and Brisbane.
If we can’t find a repairer or assessment centre near you, you can take your car to a local repairer for a quote. Or, if you have selected the ‘Choice of Repairer’ option on your Comprehensive Insurance policy, you can take your car to your own repairer for assessment. Please refer to your PDS for further information.
If your car isn’t driveable and you can’t get it to a repairer or assessor, don’t worry. Just give us a call on 13 49 60 and we can arrange for it to be towed to a safe location for assessment.
It’s important to note that if you are a resident of Melbourne, Mornington Peninsula, Geelong or Adelaide, you are required by law to call an allocation centre or centralised operator who will arrange a tow on your behalf.
Once your car’s damage has been assessed, and we’ve given the go-ahead for repairs, the next step is for you to choose one of our partner repairers. If there isn’t one close to you, you can choose a local repairer; or if you have chosen the ‘Choice of Repairer’ as an option, you can take it to them.
It’s important to remember, that even if you have the ‘Choice of Repairer’ option on your policy, with the exception of essential repairs needed to make your car driveable (up to $500), all repairs must first be authorised by us. You will need to provide us with the repairer’s quotation for the repairs so we can determine whether:
If either of these criteria is not met, we may decide not to authorise the repairs and, instead:
Whichever way you choose to go - our partner repairer, or your choice of repairer (if you have chosen this policy option) - Qantas Car Insurance will back the workmanship of all authorised repairs for as long as you own the car.
If your car is assessed by a local repairer or a repairer of your choice, we will need a repair-cost estimate and images of your car’s damage from them to decide whether we need to assess your car remotely, or if we need to send it to one of our own assessors. Don’t worry, we’ll take care of all this for you, we’ll contact the repairer directly to get everything we need.
If we authorise your repairer they can go ahead, but if we don’t and you’d still like to use them, we can pay the amount we would have paid if our recommended repairer had completed the job. However, this will mean the repair guarantee we usually offer won’t apply.
We understand that a total loss claim can be unexpected. So, rest assured we’ll help guide you along every step of the process. If we decide that your car is a write-off, i.e. it is a total loss, we will either:
within two years or 40,000km (whichever comes first) of the original registration (xxx Comprehensive Car Insurance); or
As well, to help make the whole process as easy as possible for you, we’ll also arrange and pay for your written-off car to be towed away from the repair shop and disposed of.
It’s easy to view and manage your Qantas Car Insurance policy details online via our Online Policy Manager. Here you can:
Or you can call us on 13 49 60 from 9am - 7pm AEST Monday to Friday and 9am - 2pm AEST on Saturdays for all sales and service queries. We also offer 24/7 support for all claims enquiries. We’ll be happy to help.
Yes you can - and it’s easy to do. Call us on 13 49 60 and we’ll be happy to help, alternatively, you can go online and follow these easy steps:
If you don’t intend to get another car, and want to cancel your policy, please call us on 13 49 60. You may be entitled to a refund of any unused premiums.
A no-fault accident is one where:
Whether you bought your car insurance policy online or over the phone, setting up an online account is simple. If you bought your policy online, an account will be automatically set up for you. Once your policy has been issued, we’ll ask you to create a password to log into your account where you’ll be able to view your policy details immediately.
If you purchase your car insurance over the phone, we’ll ask you for an email address where we can send instructions for creating a password so you can log into your account.
You are able to make the following changes to your policy:
To make any changes, simply log in to your online account, or contact us.
Please note: You can reduce your Glass Excess only when you purchase, renew or transfer your policy. It cannot be reduced mid-term.